Okeechobee County property record for 849 SW 20th Ave, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,625 sqft · built 1983 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,261 (Sep 2016) |
| Tax Bill | $2,436 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0A00-00048-E000 |
| Primary APN | 1-20-37-35-0A00-00048-E000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,625 sqft Living Area |
| Gross Area | 3,418 sqft |
| 1st Floor Area | 3,540 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 50,530 sqft (1.16 acres) |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 278 sqft |
| Patio Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 849 SW 20TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCE AT THE NORTHWEST CORNER OF THE EAST 1/2 OF THE NORTHEAST 1/4 OF THE NORTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 20, TOWNSHIP 37 SOUTH, RANGE 35 EAST, OKEECHOBEE COUNTY, FLORIDA, RUN SOUTH A DISTANCE OF 165 FEET; THEN RUN EAST, A DISTANCE O |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | THEN RUN |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 910601 |
849 SW 20th Ave is owned and occupied by two individuals who bought it in September 2016.
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 849 SW 20TH AVE, OKEECHOBEE, FL 34974-4857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on File |
| Deed Sale | Sep 30, 2016 · Amount on File |
| Prior Sale | Sep 1, 2016 · Amount on File |
| Deed Document Number | 20169158 |
| Deed Book / Page | 780 / 1479 |
| Prior Transfer Date | Sep 18, 2016 |
| Prior Transfer Doc | 0007801479 |
| Record Updated | Jun 8, 2026 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+7.64%) Homeowner's exemption | $166,149 (+5.99%) | $394,794 (+5.02%) Land $75,120 Building $319,674 |
| 2023 | $2,263.00 (+7.71%) Homeowner's exemption | $156,763 (+3%) | $375,925 (+19.95%) Land $51,680 Building $324,245 |
| 2022 | $2,101.00 Homeowner's exemption | $152,197 | $313,412 Land $47,360 Building $266,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 SW 20th Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 SW 20th Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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