Smyth County property record for 849 Sunset Dr, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,610 sqft · built 1946 |
| Lot Size | 0.2 acres (8,834 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2023) |
| Tax Bill | $1,325 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53D1-3-81 |
| Primary APN | 53D1-3-81 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 4,235 sqft |
| 1st Floor Area | 1,610 sqft |
| Basement Area | 1,610 sqft |
| Unfinished Basement | 1,610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 8,834 sqft (0.2 acres) |
| Garage Area | 371 sqft |
| Porch | Porch |
| Porch Area | 324 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 99988 |
|---|---|
| Street Address | 849 SUNSET DR |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARTIN LOT LOTS 81-82 53D1 3 81 |
| Legal Subdivision | COMBS ADDITION |
| Legal Lot Number | 81-82 |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | CHILHOWIE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 30701 |
849 Sunset Dr is owned and occupied by an individual who bought it in October 2023.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 849 SUNSET DR, CHILHOWIE, VA 24319-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 20, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Oct 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEW PEOPLES BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on File |
| Deed Sale | Oct 20, 2023 · Amount on File |
| Prior Sale | Oct 31, 2022 · Amount on File |
| Deed Document Number | 20232331 |
| Deed Book / Page | 1106 / 694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMYTH VA |
| Property Address | 849 SUNSET DR, CHILHOWIE, VA 24319-4505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 849 SUNSET DR, CHILHOWIE, VA 24319-4505 |
| Document Number | 01113/2122 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1113/2122 |
| Instrument | 260000671 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Oct 20, 2023 |
| Property Address | 849 SUNSET DR, CHILHOWIE, VA 24319-4505 |
| Document Number | 001106/694 |
| Book / Page | 1106 / 694 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 230002331 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 SUNSET DR, CHILHOWIE, VA 24319-4505 |
| Document Number | 0230002332 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 230002332 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMYTH VA |
| Recording Date | Oct 31, 2022 |
| Property Address | 849 SUNSET DR, CHILHOWIE, VA 24319 |
| Document Number | 001092/886 |
| Book / Page | 1092 / 886 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 220002766 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 SUNSET DR, CHILHOWIE, VA 24319 |
| Investor | Possibly a Property Investor |
| Document Number | 0220002767 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 220002767 |
| Name | NEW PEOPLES BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2026 property tax bill for 849 Sunset Dr was $1,325, up 16.9% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chilhowie Town |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,325.00 (+16.95%) | $192,100 (-) Land $18,000 Building $174,100 | $192,100 (-) Land $18,000 Building $174,100 |
| 2025 | $1,133.00 | $192,100 Land $18,000 Building $174,100 | $192,100 Land $18,000 Building $174,100 |
| 2023 | $896.00 | $121,200 Land $15,000 Building $106,200 | $121,200 Land $15,000 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Sunset Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SmythNet Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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