849 Snowfall Way, Westminster, MD 21157 Property Records

Carroll County property record for 849 Snowfall Way, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,898 sqft · built 1997
Lot Size	0.221 acres (9,625 sqft)
Owner	2 Individual Names on File
Last Sale	$160,575 (Aug 1997)
Tax Bill	$3,760 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-125577`

Property Details

APN / Parcel Number

Primary APN	`07-125577`
Alternative APNs	`7125577` `125577`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,898 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,625 sqft (0.221 acres)
Garage Type	Built-in
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	125577
Street Address	849 SNOWFALL WAY
City	WESTMINSTER
State	MD
Zip	21157-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 164- 0.2210 AC SNOWFALL WAY 37-177 AUTUMN RIDGE SC 7
Legal Subdivision	AUTUMN RIDGE SEC 07
Legal Lot Number	164
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2007
Census Tract	507601

Owner

849 Snowfall Way is owned and occupied by two individuals who bought it in August 1997.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 SNOWFALL WAY, WESTMINSTER, MD 21157-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 1997 · Amount on File
Deed Sale	Aug 8, 1997 · Amount on File
Deed Document Number	1997502
Deed Book / Page	1938 / 806
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	849 SNOWFALL WAY, WESTMINSTER, MD 21157-4623
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087570093
Date	Jul 25, 2017
Book Page	8757/0093
Instrument	8757-0093

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 849 Snowfall Way was $3,760 with a homeowner's exemption, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,760.00 (+5.44%) Homeowner's exemption	$392,000 Land $110,000 Building $282,000	$392,000 Land $110,000 Building $282,000
2025	$3,566.00 Homeowner's exemption
2023	$3,177.00 Homeowner's exemption	$281,200 Land $115,500 Building $165,700	$281,200 Land $115,500 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Snowfall Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Snowfall Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20