849 Shadowmoss Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 849 Shadowmoss Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,620 sqft · built 2003
Lot Size0.244 acres (10,620 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Jun 2025)
Tax Bill$5,153 (2025)
Deeds & MortgagesJun 2022 Transfer
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-22-27-9191-02-380

Property Details

APN / Parcel Number

Primary APN36-22-27-9191-02-380
Alternative APNs
  • 272236919102380
  • 130564
  • 131350
  • 132863

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,620 sqft Living Area
Gross Area3,642 sqft
1st Floor Area2,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,620 sqft (0.244 acres)
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area401 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address849 SHADOWMOSS DR
CityWINTER GARDEN
StateFL
Zip34787-5257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWESTFIELD III- PHASE B 53/95 LOT 38 BLK B
Legal Range27E
Legal Township22S
Legal Section36
Legal SubdivisionWESTFIELD 3 PH B
Legal PhaseB
Legal Tract9191
Legal BlockB
Legal Lot Number38
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract17118

Owner

Source: Orange County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address849 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jul 10, 2018Deed of Trust, Mortgage · Line of Credit
SEACOAST NAT'L BK
May 19, 2017Warranty Deed, Transfer · Conventional Mortgage
RP FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Prior SaleMay 19, 2017 · Amount on Record
Deed Document Number2025357797
Prior Transfer DateJun 13, 2022
Prior Transfer Doc0000382984
Record UpdatedOct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateJun 20, 2022
Property Address849 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
Document Number0000382984
Map ReferenceMB 53 PG 95-102
Instrument DateJun 13, 2022
Instrument20220382984
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address849 SHADOWRNOSS DRIVE, WINTER GARDEN, FL 34787

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address849 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
Document Number0000423188
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedAug 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address849 SHADOWMOSS DR WINTER GARDEN FL 347875257, WINTER GARDEN, FL 34787-5257

Mortgage

Document Number0000423188
DateJul 18, 2018
Instrument423188
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 17, 2033
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 19, 2017
Property Address849 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257
Document Number0000280213
Instrument DateMay 15, 2017
Instrument280213
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,317.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address849 SHADOWMOSS DR WINTER GARDEN FL 347875257, WINTER GARDEN, FL 34787-5257

Mortgage

Document Number280214
DateMay 19, 2017
Instrument280214
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$543,530 (+52.34%) Land $125,000 Building $418,530$543,530 (-1.26%) Land $125,000 Building $418,530
2025$5,153.00 (+5.27%) Homeowner's exemption$356,790 (+5.99%)$550,450 (+10.12%) Land $125,000 Building $425,450
2024$4,895.00 (+3.71%)
2023$4,720.00 (+3.01%) Homeowner's exemption$336,636 (+3%)$499,861 (+17.64%) Land $125,000 Building $374,861
2022$4,582.00 Homeowner's exemption$326,831$424,890 Land $110,000 Building $314,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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