849 Sadnet Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 849 Sadnet Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,385 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-75-709-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-75-709-5`
Alternative APNs	`28-37-26-75-00709.0-0005.00` `2835214`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,385 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,385 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	504 sqft
Porch	Florida Room
Porch Area	582 sqft
Deck Area	489 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835214
Street Address	849 SADNET CIR NE
City	PALM BAY
State	FL
Zip	32905-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 27 LOT 5 BLK 709
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	PORT MALABAR UNIT 27
Legal Block	709
Legal Lot Number	5
Legal Unit	27
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65201

Owner

849 Sadnet Cir NE is owner-occupied and held in a trust since October 2010.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	849 SADNET CIR NE, PALM BAY, FL 32905-5413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 14, 2010
Transfer Doc	0062600241
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	849 SADNET CIR NE, PALM BAY, FL 32905-5413
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 SADNET CIR NE, PALM BAY, FL 32905-5413

Mortgage

Document Number	0105100474
Date	Dec 23, 2025
Book Page	10510/474
Instrument	2025255996

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Dec 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 849 Sadnet Cir NE was $2,345, up 2.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,200 (+2.69%)	$357,820 (+1.73%)
2025	$2,345.00 (+2.81%) Homeowner's exemption Disabled Person's exemption	$172,550	$351,730
2024	$2,281.00 (+5.99%)
2023	$2,152.00 Homeowner's exemption Disabled Person's exemption	$162,810	$369,100 Land $100,000 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Sadnet Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Sadnet Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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