849 River Rd, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 849 River Rd, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,586 sqft · built 1903
Lot Size	0.185 acres (8,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 1994)
Tax Bill	$18,057 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00051-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`14-00051-0000-00017`
Alternative APN	`140005100017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
1st Floor Area	1,308 sqft
Upper Floors Area	1,278 sqft
Attic	Attic
Attic Area	468 sqft
Basement Area	198 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,063 sqft (0.185 acres)
Lot Dimensions	112 ft deep x 72 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	849 RIVER RD
City	FAIR HAVEN
State	NJ
Zip	07704-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Description	ADDITIONAL LOTS: 17.01
Legal Subdivision	BOROUGH/FAIR HAVEN TAX MAP
Legal Block	51
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	1
Census Block	1007
Census Tract	803700

Owner

Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	849 RIVER RD, FAIR HAVEN, NJ 07704-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 1994 · Amount on Record
Deed Sale	Apr 12, 1994 · Amount on Record
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	849 RIVER RD, FAIR HAVEN, NJ 07704-3300
Document Number	0000016422
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	849 RIVER RD FAIR HAVEN NJ 077043300, FAIR HAVEN, NJ 07704-3300

Mortgage

Document Number	0000016422
Date	Jan 28, 2021
Book Page	009477/008357
Instrument	16422

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2036

Tax Assessment & Valuation

Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,456,300 (+15.09%) Land $817,100 Building $639,200	$1,456,300 (+15.09%) Land $817,100 Building $639,200
2025	$18,057.00 (+0.79%)	$1,265,400 (+7.41%) Land $632,600 Building $632,800	$1,265,400 (+7.41%) Land $632,600 Building $632,800
2024	$17,915.00 (+4.08%)
2023		$1,178,100 Land $571,400 Building $606,700	$1,178,100 Land $571,400 Building $606,700
2022	$17,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	17 of 22
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20