849 Ridge Rd, Marion, NC 28752 Property Records

McDowell County property record for 849 Ridge Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,560 sqft · built 1996
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on Record
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1712-00-15-9169`

Property Details

APN / Parcel Number

Primary APN	`1712-00-15-9169`
Alternative APN	`4590686`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,560 sqft Heated Area
Gross Area	4,057 sqft
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,438 sqft (1.64 acres)
Lot Width	302 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4590686
Street Address	849 RIDGE RD
City	MARION
State	NC
Zip	28752-4279
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1015
Census Tract	970300

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 RIDGE RD, MARION, NC 28752-4279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1996
Deed Sale	May 1, 1996
Deed Book / Page	510 / 129
Last Transfer Date	Apr 1, 2019
Transfer Doc	0012710099
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	849 RIDGE RD, MARION, NC 28752-4279
Document Number	0012910634
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 RIDGE RD MARION NC 287524279, MARION, NC 28752-4279

Mortgage

Document Number	0012910634
Date	Nov 4, 2019
Book Page	001291/000634
Instrument	5380

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2034

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 3, 2019
Property Address	849 RIDGE RD, MARION, NC 28752-4279
Document Number	0012710099
Book / Page	001271 / 000099
Instrument Date	Apr 3, 2019
Instrument	1448
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 RIDGE RD MARION NC 287524279, MARION, NC 28752-4279

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+3.36%)	$258,470 (-) Land $30,000 Building $228,470
2023	$1,786.00	$258,470 Land $30,000 Building $228,470	$258,470 Land $30,000 Building $228,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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