849 Polk Rd, Moreland, GA 30259 Property Records

Coweta County property record for 849 Polk Rd, Moreland, GA 30259

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,292 sqft · built 2019
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Dec 1991)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-2184-001`

Property Details

APN / Parcel Number

Primary APN	`079-2184-001`
Alternative APN	`10918`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	1,720 sqft
2nd Floor Area	572 sqft
Basement Area	1,720 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Pool Area	800 sqft
Porch	Open Porch
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10918
Street Address	849 POLK RD
City	MORELAND
State	GA
Zip	30259-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HSE /4.00 AC, LL 183 & 184 2ND LD
Legal Subdivision	2ND LD LANDLOT:
Legal Block	2
Jurisdiction	COWETA GA
Township / Civil Division	MORELAND
Census Block Group	2
Census Block	2007
Census Tract	170802

Owner

849 Polk Rd is owned and occupied by two individuals who acquired it in July 2018.

Source: Coweta County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	849 POLK RD, MORELAND, GA 30259-2254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Aug 2, 2019	Loan Modification, Mortgage UNITED CMNTY BK
Jul 20, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1991 · Amount on File
Deed Sale	Dec 2, 1991 · Amount on File
Prior Sale	Dec 2, 1991
Deed Book / Page	661 / 4 65
Last Transfer Date	Jul 19, 2018
Transfer Doc	0047330468
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	849 POLK RD, MORELAND, GA 30259-2254
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 POLK RD, MORELAND, GA 30259-2254

Mortgage

Document Number	00052420000000038
Date	Feb 4, 2021
Book Page	0000005242/0000000038
Instrument	003556

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COWETA GA
Property Address	849 POLK RD, MORELAND, GA 30259-2254
Document Number	0049020064
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	849 POLK RD MORELAND GA 302592254, MORELAND, GA 30259-2254

Mortgage

Document Number	0049020064
Date	Aug 22, 2019
Book Page	004902/000064
Instrument	14874

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Interest

Rate	3.75%

July 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	COWETA GA
Recording Date	Jul 20, 2018
Property Address	849 POLK RD, MORELAND, GA 30259-2254
Document Number	0047330468
Book / Page	004733 / 000468
Instrument Date	Jul 19, 2018
Instrument	13180
Transaction Type	Construction Loan
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	849 POLK RD MORELAND GA 302592254, MORELAND, GA 30259-2254

Mortgage

Document Number	47330470
Date	Jul 20, 2018
Book Page	004733/000470
Instrument	13181

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 849 Polk Rd was $3,712 with exemptions applied.

Source: Coweta County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$202,407 Land $24,800 Building $177,607	$506,017 Land $62,000 Building $444,017
2023	$4,672.00	$201,298 Land $39,817 Building $161,481	$503,245 Land $99,542 Building $403,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Polk Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Polk Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Polk Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures