849 Piney Creek Rd E, Rose Bud, AR 72137 Property Records

Cleburne County property record for 849 Piney Creek Rd E, Rose Bud, AR 72137

Property Summary

Property Type	Rural Home
Details	644 sqft · built 2001
Lot Size	9.12 acres (397,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2026)
Tax Bill	$17 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-05075-006`

Property Details

APN / Parcel Number

Primary APN	`001-05075-006`
Alternative APN	`182390`

Interior

Stories	1 Story
Building Area	644 sqft Living Area
1st Floor Area	644 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	397,267 sqft (9.12 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Deck Area	Deck Area
Patio Area	48 sqft
Utility Building	1,200 sqft

Location & Zoning

Street Address	849 PINEY CREEK RD E
City	ROSE BUD
State	AR
Zip	72137-9548
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A PART OF THE SE1/4 OF THE SE1/4 OF SECTION 27, T9N, R10W, CLEBURNE COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS:
Legal Range	10
Legal Township	09
Legal Section	27
Jurisdiction	CLEBURNE AR
Township / Civil Division	PINEY
Census Block Group	2
Census Block	2034
Census Tract	480501

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN BANK
Dec 27, 2023	Warranty Deed, Transfer · Line of Credit SOUTHERN BANK
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jul 28, 2020	Warranty Deed, Transfer · Line of Credit EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	20265437
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Sep 11, 2026
Property Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548
Document Number	0000005437
Instrument Date	Aug 24, 2026
Instrument	20265437
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,662.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548

Mortgage

Document Number	0000005438,
Date	Sep 11, 2026
Instrument	20265438

Lender

Name	SOUTHERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Dec 27, 2023
Property Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548
Document Number	0202306910
Instrument Date	Dec 18, 2023
Instrument	202306910
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$432.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3652 HIGHWAY 157, JUDSONIA, AR 72081-9116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548

Mortgage

Document Number	0202306911
Date	Dec 27, 2023
Instrument	202306911

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Dec 18, 2026

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AR
Property Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 WEST BEEBT CAPPS EXPY, SEARCY, AR 72143-5175

Mortgage

Document Number	202104998
Date	Jul 1, 2021
Instrument	202104998

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2031

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AR
Recording Date	Jul 28, 2020
Property Address	849 PINEY CREEK RD E, ROSE BUD, AR 72137-9548
Document Number	202004345
Instrument Date	Jul 22, 2020
Instrument	202004345
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	GENERAL LAND AND TITLE SERVICES, GENERAL LAND & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 RIVIERA CV, 1416, HEBER SPRINGS, AR 72543-1808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 PINEY CREEK ROAD E, HEBER SPRINGS, AR 72543

Mortgage

Document Number	202004346
Date	Jul 28, 2020
Instrument	202004346

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	64 Months
Due	Oct 31, 2025

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Cleburne County
Unified School District	Rose Bud School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17.00 Homeowner's exemption	$6,770 (-) Land $2,392 Building $4,378	$33,850 (-) Land $11,960 Building $21,890
2025	$17.00 (-93.17%) Homeowner's exemption	$6,770 (+20.38%) Land $2,392 Building $4,378	$33,850 (+20.38%) Land $11,960 Building $21,890
2023	$249.00	$5,624 Land $976 Building $4,648	$28,120 Land $4,880 Building $23,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 87% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Horton's TV & Electronics Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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