849 Muirfield Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 849 Muirfield Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,180 sqft · built 1990
Lot Size0.171 acres (7,438 sqft)
OwnerIndividual Name on File
Last Sale$1,150,000 (May 2026)
Tax Bill$6,992 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN158-542-04-00

Property Details

APN / Parcel Number

Primary APN158-542-04-00

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,180 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area7,438 sqft (0.171 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address849 MUIRFIELD DR
CityOCEANSIDE
StateCA
Zip92058-7015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 98 TR 012172
Legal SubdivisionMAR LADO HIGHLANDS
Legal Tract012172
Legal Block3
Legal Lot Number98
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
May 22, 2026Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2020Deed of Trust, Mortgage · Conventional with PMI
FRONTWAVE CU
Feb 4, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2026 · Amount on File
Deed SaleMay 22, 2026 · Amount on File
Prior SaleMay 2, 2013 · Amount on File
Deed Document Number2026147556
Prior Transfer DateJan 19, 2019
Prior Transfer Doc0000039617
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015
Transaction TypeMortgage
Record UpdatedJun 3, 2026
Title CompanyNATIONAL LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015

Mortgage

Document Number0000326593
DateApr 28, 2021
Instrument2021-0326593
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 22, 2026
Property Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015
Document Number0000147556
Instrument DateApr 29, 2026
Instrument2026147556
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015

Mortgage

Document Number0000147557,
DateMay 22, 2026
Instrument2026147557
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000151966
DateApr 17, 2018
Instrument2018-0151966
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015
Document Number0000259504
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address849 MUIRFIELD DR OCEANSIDE CA 920587015, OCEANSIDE, CA 92058-7015

Mortgage

Document Number0000259504
DateMay 21, 2020
Instrument259504
Lender
NameFRONTWAVE CU
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 20, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 4, 2019
Property Address849 MUIRFIELD DR, OCEANSIDE, CA 92058-7015
Document Number0000039617
Instrument DateJan 19, 2019
Instrument39617
Transaction TypeTransfer
Record UpdatedFeb 11, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address849 MUIRFIELD DR OCEANSIDE CA 920587015, OCEANSIDE, CA 92058-7015

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$595,396 (+2%) Land $291,383 Building $304,013
2025$6,992.00 (+4.84%) Homeowner's exemption$583,722 (+4.04%) Land $285,670 Building $298,052
2023$6,669.00 (+1.45%) Homeowner's exemption$561,057 Land $274,578 Building $286,479
2022$6,574.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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