849 Miller Rd, Scaly Mountain, NC 28775 Property Records

Macon County property record for 849 Miller Rd, Scaly Mountain, NC 28775

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,460 sqft · built 1974
Lot Size	3.57 acres (155,509 sqft)
Owner	Trust Name on File
Tax Bill	$1,073 (2026)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7419265924`

Property Details

APN / Parcel Number

Primary APN	`7419265924`
Alternative APNs	`7419265952` `0600184` `145122` `157880`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Heated Area
1st Floor Area	1,123 sqft
Upper Floors Area	337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	155,509 sqft (3.57 acres)
Deck Area	246 sqft
Patio Area	520 sqft

Location & Zoning

Account Number	157880
Street Address	849 MILLER RD
City	SCALY MOUNTAIN
State	NC
Zip	28775-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER RD
Jurisdiction	MACON NC
Township / Civil Division	FLATS
Census Block Group	4
Census Block	4104
Census Tract	970600

Owner

849 Miller Rd is owner-occupied and held in a trust since June 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	849 MILLER RD, SCALY MOUNTAIN, NC 28775-9533
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer
Oct 13, 2025	Intrafamily Transfer, Transfer
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 15, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 2024
Transfer Doc	00E43/1564
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 13, 2025
Property Address	849 MILLER RD, SCALY MOUNTAIN, NC 28775-9533
Document Number	00Z43/1507
Book / Page	Z-43 / 1507
Map Reference	CARD 13846
Instrument Date	Sep 24, 2025
Instrument	2025006216
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 TUGS WAY, HIGHLANDS, NC 28741-1349

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Oct 13, 2025
Property Address	849 MILLER RD, SCALY MOUNTAIN, NC 28775-9533
Document Number	00Z43/1503
Book / Page	Z-43 / 1503
Map Reference	CARD 13846
Instrument Date	Sep 24, 2025
Instrument	2025006214
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6107 9TH AVE W, BRADENTON, FL 34209-4104

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	849 MILLER RD, SCALY MOUNTAIN, NC 28775-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	W39/1777
Date	May 4, 2020
Book Page	W-39/1777
Instrument	2020002815

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 15, 2019
Property Address	849 MILLER RD, SCALY MOUNTAIN, NC 28775-9533
Document Number	J39/0738
Book / Page	J-39 / 0738
Instrument Date	Aug 7, 2019
Instrument	2019005295
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MILLER RD, SCALY MOUNTAIN, NC 28775-9533

Mortgage

Document Number	2019005296
Date	Aug 15, 2019
Instrument	2019005296

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 849 Miller Rd was $1,073, down 1.9% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,073.00 (-1.92%)	$305,760 (-2.18%) Land $73,180 Building $232,580	$305,760 (-2.18%) Land $73,180 Building $232,580
2025	$1,094.00	$312,570 Land $79,990 Building $232,580	$312,570 Land $79,990 Building $232,580
2023	$1,082.00	$312,570 Land $79,990 Building $232,580	$312,570 Land $79,990 Building $232,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Miller Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Miller Rd is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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