849 Mill St, Algonac, MI 48001 Property Records

St. Clair County property record for 849 Mill St, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft
Lot Size	1.03 acres (44,867 sqft)
Owner	Owner Name on File
Last Sale	$157,000 (Jul 2005)
Tax Bill	$2,104 (2024)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-01-107-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-107-0012-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	388 ft deep x 115 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74011070012000
Street Address	849 MILL ST
City	ALGONAC
State	MI
Zip	48001-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART LOT 15 LYING S & E OF A LINE BEG N 27D 23M W 115' FROM ITS MOST SE COR, TH S 66D 39M 10S W 219.8', TH S 0D 48M E
Legal Range	16E
Legal Township	02N
Legal Section	03
Legal Subdivision	ASSESSORS
Legal Lot Number	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	2
Census Block	2001
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-107-0012-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	849 MILL ST, ALGONAC, MI 48001-1073
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2005 · Amount on Record
Deed Sale	Jul 26, 2005 · Amount on Record
Prior Sale	Sep 27, 2011 · Amount on Record
Deed Document Number	003387/821
Deed Book / Page	3387 / 821
Last Transfer Date	Oct 25, 2011
Transfer Doc	0041930992
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	849 MILL ST, ALGONAC, MI 48001-1073
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MILL ST, ALGONAC, MI 48001-1073

Mortgage

Document Number	0005566764
Date	Oct 03, 2022
Book Page	5566/764
Instrument	2022022746

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,400 (+22.62%)
2024	$2,104.00 (+12.51%)		$164,800 (+22.62%)
2023		$67,200
2022	$1,870.00		$134,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 4 of 6 on primary residences
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2021, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.