849 Maple Tree Cir, Osage Beach, MO 65065 Property Records

Miller County property record for 849 Maple Tree Cir, Osage Beach, MO 65065 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1994
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14516`

Property Details

APN / Parcel Number

Primary APN	`14516`
Alternative APN	`143051002001015000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	14516
Street Address	849 MAPLE TREE CIR
City	OSAGE BEACH
State	MO
Zip	65065-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 OZARK MEADOWS SECTION TWO
Legal Range	15W
Legal Township	39N
Legal Section	05
Legal Subdivision	OZARK MEADOWS SECTION TWO
Legal Lot Number	46
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	2
Census Block	2007
Census Tract	962801

Owner

Source: Miller County records · APN 14516

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL TRUST BANK
Aug 04, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Sep 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Feb 11, 2026	Beneficiary Deed, Transfer
Mar 01, 2023	Warranty Deed, Transfer GREAT AMERICAN TITLE
Jan 18, 2024	Warranty Deed, Transfer · Commercial Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Prior Sale	Jun 24, 2015 · Amount on Record
Deed Document Number	20225125
Deed Book / Page	2022 / 5125
Prior Transfer Date	Aug 26, 2014
Prior Transfer Doc	20150175
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

Mortgage

Document Number	002023/691
Date	Feb 21, 2023
Book Page	2023/691
Instrument	202300691

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

Mortgage

Document Number	02023/3244
Date	Aug 04, 2023
Book Page	2023/3244
Instrument	202303244

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

Mortgage

Document Number	02024/3586
Date	Sep 25, 2024
Book Page	2024/3586
Instrument	202403586

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MILLER MO
Recording Date	Feb 11, 2026
Property Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Document Number	002026/570
Book / Page	2026 / 570
Map Reference	MB 8 PG 32
Instrument Date	Jan 21, 2026
Instrument	202600570
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Mar 01, 2023
Property Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Document Number	002023/790
Book / Page	2023 / 790
Map Reference	MB 8 PG 32
Instrument Date	Feb 27, 2023
Instrument	202300790
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Jan 18, 2024
Property Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734
Document Number	002024/224
Book / Page	2024 / 224
Map Reference	MB 8 PG 32
Instrument Date	Jan 10, 2023
Instrument	202400224
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MAPLE TREE CIR, OSAGE BEACH, MO 65065-8734

Mortgage

Document Number	0202400225
Date	Jan 18, 2024
Instrument	202400225

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miller County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Osage Beach City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00	$32,770 (+9.31%) Land $4,280 Building $28,490	$172,470 (+9.31%) Land $22,500 Building $149,970
2023		$29,980 Land $4,280 Building $25,700	$157,780 Land $22,500 Building $135,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miller County (29029C), updated April 17, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 55% of Missouri
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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