849 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 849 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 906 sqft · built 1932
Lot Size	1.25 acres (54,755 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Jan 2025)
Tax Bill	$17,399 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:2729`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:2729`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
Gross Area	1,842 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,755 sqft (1.25 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	849 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	2729
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	1
Census Block	1004
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	849 MAIN ST, LYNNFIELD, MA 01940-1120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Oct 17, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Dec 6, 2023 · Amount on Record
Deed Document Number	20251360
Deed Book / Page	42536 / 60
Last Transfer Date	Sep 26, 2025
Transfer Doc	043011-404
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Recording Date	Apr 10, 2026
Property Address	849 MAIN ST, LYNNFIELD, MA 01940-1120
Document Number	043324-236
Book / Page	43324 / 236
Instrument Date	Apr 6, 2026
Instrument	20263610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003610,
Date	Apr 10, 2026
Book Page	43324/236
Instrument	20263610

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Oct 17, 2025
Property Address	849 MAIN ST, LYNNFIELD, MA 01940-1120
Document Number	043011-404
Book / Page	43011 / 404
Instrument Date	Sep 26, 2025
Instrument	20251017000790
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 MAIN ST, LYNNFIELD, MA 01940-1120

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Dec 6, 2023
Property Address	849 MAIN ST, LYNNFIELD, MA 01940-1120
Document Number	041893-596
Book / Page	41893 / 596
Instrument Date	Dec 6, 2023
Instrument	20231206002250
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 MILL ST, MIDDLETON, MA 01949-1467
Investor	Possibly a Property Investor

Mortgage

Document Number	231206002260
Date	Dec 6, 2023
Instrument	231206002260

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,399.00 (+170.8%)	$1,518,200 (+149.54%) Land $552,800 Building $960,700	$1,692,069 (+5.34%)
2025	$6,425.00 (+1.97%)	$608,400 (+1.48%) Land $531,400 Building $77,000	$1,606,260
2024	$6,301.00 (+6.87%)	$599,500 (+14.89%) Land $523,500 Building $76,000
2023	$5,896.00	$521,800 Land $451,700 Building $70,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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