849 Lucas Rd, Lodi, CA 95242 Property Records

San Joaquin County property record for 849 Lucas Rd, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 982 sqft · built 1958
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$567,000 (Jul 2022)
Tax Bill	$6,094 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`015-030-130-000`

Property Details

APN / Parcel Number

Primary APN	`015-030-130-000`
Alternative APN	`015-030-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	16,988 sqft (0.39 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	015-030-13
Street Address	849 LUCAS RD
City	LODI
State	CA
Zip	95242-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Description	TRACT 364 LOT 11
Legal Subdivision	HARMONY ACRES
Legal Tract	364
Legal Block	4
Legal Lot Number	11
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	4
Census Block	4008
Census Tract	4105

Owner

Source: San Joaquin County records · APN 015-030-130-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	849 LUCAS RD, LODI, CA 95242-9205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 12, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Apr 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	202285119
Prior Transfer Date	Jul 08, 2022
Prior Transfer Doc	0000085118
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 12, 2022
Property Address	849 LUCAS RD, LODI, CA 95242-9205
Document Number	0000085118
Map Reference	VOL 14 PG 9
Instrument Date	Jul 08, 2022
Instrument	2022-085118
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 LUCAS RD, LODI, CA 95242-9205

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 12, 2022
Property Address	849 LUCAS RD, LODI, CA 95242-9205
Document Number	0000085119
Map Reference	VOL 14 PG 9
Instrument Date	Jun 24, 2022
Instrument	2022-085119
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 LUCAS RD, LODI, CA 95242-9205

Mortgage

Document Number	0000085120
Date	Jul 12, 2022
Instrument	2022-085120

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Aug 01, 2027
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	10.2%
Index	Other
Max Rate	13.2%

Mortgage

Document Number	0000085121
Date	Jul 12, 2022
Instrument	2022-085121

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 26, 2019
Property Address	849 LUCAS RD, LODI, CA 95242-9205
Document Number	0000041700
Map Reference	VOL 14 PG 9
Instrument Date	Apr 22, 2019
Instrument	2019-041700
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	PLACER TITLE COMPANY AUBURN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 LUCAS RD, LODI, CA 95242-9205

Mortgage

Document Number	0000041701
Date	Apr 26, 2019
Instrument	2019-041701

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 11, 2018
Property Address	849 LUCAS RD, LODI, CA 95242-9205
Document Number	0000003003
Instrument Date	Jan 09, 2018
Instrument	3003
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6406 MULBERRY LN STOCKTON CA 952129417, STOCKTON, CA 95212-9417

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,094.00 (+4.56%)	$553,600 (+4.69%) Land $165,000 Building $388,600
2023	$5,828.00 (+180.46%)	$528,800 Land $155,000 Building $373,800	$504,540
2022	$2,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
UnWired Broadband Holding Fixed Wireless	1,000 / 1,000
Zinnia Networks Fixed Wireless	400 / 80
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 35 locations within half a mile of this property.

Nearby Properties on Lucas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures