849 Lakeview St, Steele, AL 35987 Property Records

St. Clair County property record for 849 Lakeview St, Steele, AL 35987

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,837 sqft · built 2018
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on File
Last Sale	$26,000 (May 2017)
Tax Bill	$907 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-08-34-0-001-026.000`

Property Details

APN / Parcel Number

Primary APN	`02-08-34-0-001-026.000`
Alternative APNs	`00096400` `96400` `1524`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,837 sqft Living Area
1st Floor Area	1,891 sqft
Upper Floors Area	946 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	182,952 sqft (4.2 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00096400
Street Address	849 LAKEVIEW ST
City	STEELE
State	AL
Zip	35987-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR SW SW TH W 352.62 NE 259.6 NE 526.37 SE 216.7 S 388.58 TO POB 4.2 AC 34-12-4
Legal Range	04E
Legal Township	12S
Legal Section	34
Jurisdiction	ST CLAIR AL
Township / Civil Division	ASHVILLE
Census Block Group	3
Census Block	3017
Census Tract	40402

Owner

849 Lakeview St is owned and occupied by two individuals who acquired it in July 2017.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALABAMA
Jul 20, 2017	Deed of Trust, Mortgage CITIZENS BANK & TRUST
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Nov 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2017	Correction Deed ATTORNEY ONLY
May 22, 2017	Warranty Deed, Transfer CITIZENS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Deed Book / Page	2017 / 5529
Last Transfer Date	Jul 17, 2017
Transfer Doc	0000008272
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 LAKEVIEW ST, STEELE, AL 35987-2227

Mortgage

Document Number	0000012408
Date	Apr 23, 2024
Book Page	MTG2024/12408

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	1912 CHEROKEE AVE SW, CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 17, 2029

Interest

Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024563
Date	Jul 20, 2017
Book Page	2017/24563

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	ALBERTVILLE, AL 35950

Agreement

Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039879
Date	Nov 20, 2017
Book Page	2017/39879

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	ALBERTVILLE, AL 35950

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038355
Date	Nov 8, 2018
Book Page	MTG 2018/38355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

July 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 20, 2017
Property Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Document Number	0000008272
Instrument Date	Jul 17, 2017
Instrument	8272
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	849 LAKEVIEW ST STEELE AL 359872227, STEELE, AL 35987-2227

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 22, 2017
Property Address	849 LAKEVIEW ST, STEELE, AL 35987-2227
Document Number	0000005529
Book / Page	2017 / 05529
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	849 LAKEVIEW ST, 849, STEELE, AL 35987-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 LAKEVIEW ST, STEELE, AL 35987-2227

Mortgage

Document Number	0201717327
Date	May 22, 2017
Instrument	2017/17327

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 849 Lakeview St was $907 with exemptions applied.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Steele Town
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00	$31,520	$315,120
2023		$63,024 Land $6,200 Building $56,824	$315,120 Land $31,000 Building $284,120
2022	$888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Lakeview St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Lakeview St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEELE WATER WORKS BOARD serves 1,743 people · EPA ID AL0001213
Water Source	Purchased groundwater from several systems
Last State Inspection	Apr 2024
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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