849 Jane St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 849 Jane St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,126 sqft · built 1991
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2024)
Tax Bill$3,872 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN8913-33-327-017

Property Details

APN / Parcel Number

Primary APN8913-33-327-017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,126 sqft Living Area
1st Floor Area1,126 sqft
Basement Area1,126 sqft
Unfinished Basement1,126 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address849 JANE ST
CityWATERLOO
StateIA
Zip50701-4354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJANE SECOND ADDITION LOT 11
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionJANE SECOND ADDITION
Legal Lot Number11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address849 JANE ST, WATERLOO, IA 50701-4354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2024 · Amount on Record
Deed SaleJul 2, 2024 · Amount on Record
Prior SaleSep 16, 2019 · Amount on Record
Deed Document Number202416760
Prior Transfer DateSep 28, 2009
Prior Transfer Doc2010006854
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 16, 2019
Property Address849 JANE ST, WATERLOO, IA 50701-4354
Document Number202000004936
Instrument DateSep 10, 2019
Instrument202000004936
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 JANE ST, WATERLOO, IA 50701-4354

Mortgage

Document Number202000004937
DateSep 16, 2019
Instrument202000004937
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,872.00 (+5.85%)$189,770 (+12.52%) Land $23,160 Building $166,610$189,770 (+12.52%) Land $23,160 Building $166,610
2024$3,658.00 (+11.93%)
2023$168,660 (+13.32%) Land $23,160 Building $145,500$168,660 (+13.32%) Land $23,160 Building $145,500
2022$3,268.00$148,840 Land $23,160 Building $125,680
2021$148,840 Land $23,160 Building $125,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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