849 Holmes Ave, Deerfield, IL 60015 Property Records

Lake County property record for 849 Holmes Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,241 sqft · built 1958
Lot Size	0.201 acres (8,773 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Dec 1997)
Tax Bill	$11,756 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-29-321-003`

Property Details

APN / Parcel Number

Primary APN	`16-29-321-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,241 sqft Living Area
Gross Area	2,053 sqft
1st Floor Area	1,241 sqft
Basement Area	551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,773 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	261 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	849 HOLMES AVE
City	DEERFIELD
State	IL
Zip	60015-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST DEERFIELD MANOR LOT 58
Legal Subdivision	WEST DEERFIELD MANOR
Legal Lot Number	58
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	4
Census Block	4013
Census Tract	864801

Owner

849 Holmes Ave is owned and occupied by two individuals who bought it in December 1997.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 HOLMES AVE, DEERFIELD, IL 60015-2748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997 · Amount on File
Deed Sale	Dec 31, 1997 · Amount on File
Prior Sale	Sep 12, 1995 · Amount on File
Deed Document Number	19974067402
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	849 HOLMES AVE, DEERFIELD, IL 60015-2748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007688690
Date	Aug 27, 2020
Instrument	7688690

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,002 Land $47,065 Building $94,937	$426,048 Land $141,209 Building $284,839
2024	$11,756.00 (+15.1%)
2023	$10,214.00 (+6.1%)	$129,987 (+14.16%) Land $43,083 Building $86,904	$390,000 (+14.16%) Land $129,262 Building $260,738
2022	$9,627.00	$113,862 Land $46,275 Building $67,587	$341,620 Land $138,839 Building $202,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Holmes Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	27 (1982–2017)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Holmes Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20