LaSalle County property record for 849 Heritage Ln, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,882 sqft · built 1992 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Nov 2013) |
| Tax Bill | $10,266 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-23-102-026 |
| Primary APN | 22-23-102-026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,882 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Street Address | 849 HERITAGE LN |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-4788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRYSIDE SUB UNIT III, LT 27 SEC 23-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 23 |
| Legal Subdivision | COUNTRYSIDE SUB UNIT 3 |
| Legal Lot Number | 27 |
| Legal Unit | 3 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | SOUTH OTTAWA |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 963500 |
849 Heritage Ln is owned and occupied by an individual who acquired it in April 2024.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on File |
| Deed Sale | Nov 5, 2013 · Amount on File |
| Prior Sale | Oct 11, 2011 · Amount on File |
| Deed Document Number | 201324845 |
| Last Transfer Date | Apr 10, 2024 |
| Transfer Doc | 0202403638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Apr 12, 2024 |
| Property Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Document Number | 0202403638 |
| Map Reference | DOC 92-08219 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024-03638 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202102517 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-02517 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE |
| Name | Verified Name |
|---|
| Document Number | 201707481 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 201707481 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Address | IL |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE |
| Name | Verified Name |
|---|
| Document Number | 202001037 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 202001037 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 849 HERITAGE LN, OTTAWA, IL 61350-4788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900221 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 201900221 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 849 Heritage Ln was $10,266, up 6.2% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | South Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,266.00 (+6.24%) | $107,941 (+8.5%) Land $19,055 Building $88,886 | $323,823 (+8.5%) Land $57,165 Building $266,658 |
| 2024 | $9,663.00 | $99,485 (+8.74%) Land $17,562 Building $81,923 | $298,455 (+8.74%) Land $52,686 Building $245,769 |
| 2023 | $91,488 (+9.53%) Land $16,150 Building $75,338 | $274,464 (+9.53%) Land $48,450 Building $226,014 | |
| 2022 | $83,528 Land $15,976 Building $67,552 | $250,584 Land $47,928 Building $202,656 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 849 Heritage Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 849 Heritage Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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