Walton County property record for 849 Grand Hbr E, Miramar Beach, FL 32550
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,225 sqft · built 1993 |
| Lot Size | 0.033 acres (1,474 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Dec 2024) |
| Tax Bill | $6,053 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-2S-21-42620-000-0849 |
| Primary APN | 27-2S-21-42620-000-0849 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,225 sqft Living Area |
| Gross Area | 2,453 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 1,474 sqft (0.033 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056673 |
|---|---|
| Street Address | 849 GRAND HBR E |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SD |
| Legal Description | UNIT 849 PHASE ONE OF GRAND HARBOR PB 10-3 & INT IN COMMON PROPERTY AND LIMITED COMMON PROPERTY AS RECD IN OR 919-89 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | AS RECD IN OR |
| Legal Phase | 1 |
| Legal Lot Number | 849 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2103 BAY COVE CT, ARLINGTON, TX 76013-5247 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RIVER BANK & TRUST |
| Mar 15, 2024 | Warranty Deed, Transfer RODGERS-KIEFER TITLE, RODGERS IEFER TITLE |
| Jul 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Mar 15, 2024 · Amount on Record |
| Deed Document Number | 0033453785 |
| Deed Book / Page | 3345 / 3785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 849 GRAND HBR E, MIRAMAR BEACH, FL 32550 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 32 HAMPTON WAY, DOTHAN, AL 36305-6319 |
| Document Number | 0032142070 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 3214/2070 |
| Instrument | 20210044030 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DOTHAN, AL 36302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 15, 2024 |
| Property Address | 849 GRAND HBR E, MIRAMAR BEACH, FL 32550 |
| Document Number | 0033182490 |
| Book / Page | 3318 / 2490 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 20240009093 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | RODGERS-KIEFER TITLE, RODGERS IEFER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 HAMPTON WAY, DOTHAN, AL 36305-6319 |
| Name | Verified Name |
|---|---|
| Address | 31 GOVERNORS WAY, BRENTWOOD, TN 37027-8926 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 849 GRAND HBR E, MIRAMAR BEACH, FL 32550 |
| Document Number | 0031520443 |
| Book / Page | 3152 / 443 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 20200027094 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2119 OLDE TOWNE AVE, 2119, MIRAMAR BEACH, FL 32550-6503 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 HAMPTON WAY, DOTHAN, AL 36305-6319 |
| Document Number | 0003152445 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 3152/445 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717,812 (+7.33%) Land $150,000 Building $567,812 | $717,812 (+7.33%) Land $150,000 Building $567,812 | |
| 2024 | $6,053.00 (+20.19%) | ||
| 2023 | $5,036.00 (+7.65%) | $668,791 (+1%) Building $668,791 | $668,791 (+1%) Building $668,791 |
| 2022 | $4,678.00 | $607,992 Building $607,992 | $607,992 Building $607,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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