849 Etcheverry St, Ramona, CA 92065 Property Records

San Diego County property record for 849 Etcheverry St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,558 sqft · built 1978
Lot Size0.98 acres (42,689 sqft)
OwnerCompany Name on File
Last Sale$449,000 (Nov 2017)
Tax Bill$5,797 (2025)
Deeds & MortgagesJun 2020 Mortgage
Feb 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN282-243-17-00

Property Details

APN / Parcel Number

Primary APN282-243-17-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,558 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area42,689 sqft (0.98 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address849 ETCHEVERRY ST
CityRAMONA
StateCA
Zip92065-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 131 POR TR 002031
Legal SubdivisionHUNTER-LETTON
Legal Tract002031
Legal Block1
Legal Lot Number131
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1017
Census Tract20805

Owner

Source: San Diego County records · APN 282-243-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address849 ETCHEVERRY ST, RAMONA, CA 92065-3113
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 21, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 06, 2017Grant Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2017 · Amount on Record
Deed SaleNov 06, 2017 · Amount on Record
Prior SaleMar 24, 2000 · Amount on Record
Deed Document Number2017518160
Last Transfer DateJan 22, 2019
Transfer Doc0000062631
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address849 ETCHEVERRY ST, RAMONA, CA 92065-3113
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312376
DateJun 17, 2020
Instrument2020-0312376
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 21, 2019
Property Address849 ETCHEVERRY ST, RAMONA, CA 92065-3113
Document Number0000062631
Instrument DateJan 22, 2019
Instrument62631
Transaction TypeTransfer
Record UpdatedMar 01, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address849 ETCHEVERRY ST RAMONA CA 920653113, RAMONA, CA 92065-3113

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 06, 2017
Property Address849 ETCHEVERRY ST, RAMONA, CA 92065-3113
Document Number0000518160
Map ReferenceMAP2031
Instrument DateOct 10, 2017
Instrument2017-0518160
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 ETCHEVERRY ST, RAMONA, CA 92065-3113

Mortgage

Document Number0000518161
DateNov 06, 2017
Instrument2017-0518161
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$544,911 (+2%) Land $261,129 Building $283,782
2025$5,797.00 (+7.89%) Homeowner's exemption$534,227 (+4.04%) Land $256,009 Building $278,218
2023$5,373.00 (-1.95%) Homeowner's exemption$513,484 Land $246,069 Building $267,415
2022$5,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2019)
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Wildfire

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.6% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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