849 Edgewood Cir, Lindale, TX 75771 Property Records

Smith County property record for 849 Edgewood Cir, Lindale, TX 75771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,765 sqft · built 2002
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,052 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit May 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R035897`

Property Details

APN / Parcel Number

Primary APN	`R035897`
Alternative APN	`1-89410-0004-00-003000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,765 sqft Heated Area
1st Floor Area	1,765 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,852 sqft (0.318 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R035897
Street Address	849 EDGEWOOD CIR
City	LINDALE
State	TX
Zip	75771-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLANDS (SANDERS) LOT/SPACE 3 LT 3
Legal Subdivision	WOODLANDS (SANDERS)
Legal Lot Number	3
Jurisdiction	SMITH TX
Township / Civil Division	LINDALE
Census Block Group	3
Census Block	3030
Census Tract	1407

Owner

849 Edgewood Cir is owned and occupied by two individuals.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 EDGEWOOD CIR, LINDALE, TX 75771-5452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 9, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 31, 2017	Deed of Trust, Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	849 EDGEWOOD CIR, LINDALE, TX 75771-5452
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 EDGEWOOD CIR, LINDALE, TX 75771-5452
Investor	Possibly a Property Investor

Mortgage

Document Number	0001033612
Date	Nov 10, 2025
Instrument	202501033612

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	849 EDGEWOOD CIR, LINDALE, TX 75771-5452
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 EDGEWOOD CIR, LINDALE, TX 75771-5452
Investor	Possibly a Property Investor

Mortgage

Document Number	0001013242
Date	May 9, 2024
Instrument	202401013242

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2034

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	849 EDGEWOOD CIR, LINDALE, TX 75771-5452
Document Number	0000038182
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	849 EDGEWOOD CIR LINDALE TX 757715452, LINDALE, TX 75771-5452

Mortgage

Document Number	0000038182
Date	Sep 14, 2017
Instrument	38182

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 849 Edgewood Cir was $5,052 with a homeowner's exemption, up 12.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Lindale City
Unified School District	Lindale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,052.00 (+12.92%) Homeowner's exemption	$341,601 (-3.73%) Land $62,994 Building $278,607	$341,601 (-3.73%) Land $62,994 Building $278,607
2025	$4,474.00 (+2.01%) Homeowner's exemption	$354,838 Land $62,994 Building $291,844	$354,838 Land $62,994 Building $291,844
2024	$4,386.00 (+14.4%)
2023	$3,834.00 (-14.67%) Homeowner's exemption	$309,663 Land $43,710 Building $265,953	$309,663 Land $43,710 Building $265,953
2022	$4,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Edgewood Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Edgewood Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDALE serves 6,313 people · EPA ID TX2120002
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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