849 E Hwy 77, Newbern, TN 38059 Property Records

Dyer County property record for 849 E Hwy 77, Newbern, TN 38059

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,375 sqft · built 1975
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Jun 2017)
Tax Bill	$420 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023047 04501`

Property Details

APN / Parcel Number

Primary APN	`023047 04501`
Alternative APN	`047 04501`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Basement Area	224 sqft
Finished Basement	224 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	185 ft deep x 114 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Deck Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	849 E HIGHWAY 77
City	NEWBERN
State	TN
Zip	38059-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	DISTRICT: 9
Jurisdiction	DYER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2024
Census Tract	964001

Owner

849 E Hwy 77 is owned by two individuals who bought it in June 2017.

Source: Dyer County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 E HIGHWAY 77, NEWBERN, TN 38059
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	May 8, 2002 · Amount on File
Deed Document Number	20172838
Deed Book / Page	879 / 42
Transfer Doc	0000004191
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DYER TN
Recording Date	Jul 24, 2026
Property Address	849 E HIGHWAY 77, NEWBERN, TN 38059-1193
Document Number	0000003474
Book / Page	1064 / 718
Instrument Date	Jul 20, 2026
Instrument	20263474
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 E HIGHWAY 77, NEWBERN, TN 38059-1193

Mortgage

Document Number	0000003474,
Date	Jul 24, 2026
Book Page	1064/718
Instrument	20263474

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DYER TN
Recording Date	Jun 19, 2017
Property Address	849 E HIGHWAY 77, NEWBERN, TN 38059-1193
Document Number	0000087942
Book / Page	879 / 42
Instrument Date	Jun 16, 2017
Instrument	20172838
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 E HIGHWAY 77, NEWBERN, TN 38059-1193

Mortgage

Document Number	0000087944
Date	Jun 19, 2017
Book Page	879/44
Instrument	20172839

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Dyer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dyer County
Municipality	Newbern Town
Unified School District	Dyer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,475 Land $2,150 Building $29,325	$125,900 Land $8,600 Building $117,300
2023		$17,725 (-) Land $2,225 Building $15,500
2022	$420.00	$17,725 Land $2,225 Building $15,500
2021			$70,900 (-) Land $8,900 Building $62,000
2020			$70,900 Land $8,900 Building $62,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 849 E Hwy 77 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 849 E Hwy 77 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBERN WATER DEPT serves 8,098 people · EPA ID TN0000496
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gibson Connect.

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