849 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 849 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,520 sqft · built 1922
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2022)
Tax Bill	$13,006 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-285-002`

Property Details

APN / Parcel Number

Primary APN	`06-11-285-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	3,825 sqft
Basement Area	1,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	849 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE ADDN NORTH 1/2 LOT 18 & ALL OF LOT 19 BLOCK 11
Legal Subdivision	LOVELLS GROVE ADDN
Legal Block	11
Legal Lot Number	18,19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Sep 20, 2021	Intrafamily Transfer, Transfer
May 18, 2021	Intrafamily Transfer, Transfer
Jun 1, 2020	Quit Claim Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	202238656
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0000071184
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057312
Date	Dec 2, 2022
Instrument	2022K057312

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 29, 2022
Property Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907
Document Number	0000038656
Instrument Date	Jun 30, 2022
Instrument	2022K038656
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	849 DOUGLAS AVE, 849, ELGIN, IL 60120-2907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907

Mortgage

Document Number	0000038657
Date	Jul 29, 2022
Instrument	2022K038657

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate	6.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 20, 2021
Property Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907
Document Number	0000071184
Instrument Date	Aug 18, 2021
Instrument	2021K071184
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 18, 2021
Property Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907
Document Number	0000038491
Instrument Date	May 3, 2021
Instrument	2021K038491
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907

June 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2020
Property Address	849 DOUGLAS AVE, ELGIN, IL 60120-2907
Document Number	0000028114
Instrument Date	May 26, 2020
Instrument	28114
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	F849 DOUGLAS AVE ELGIN IL 60120, ELGIN, IL 60120

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,006.00 (+15.89%) Homeowner's exemption	$178,492 (+8.57%) Land $27,085 Building $151,407	$535,690 (+8.57%) Land $81,288 Building $454,403
2024		$164,403 (+21.39%) Land $24,947 Building $139,456	$493,406 (+21.44%) Land $74,871 Building $418,535
2022	$11,223.00 (+4.29%) Homeowner's exemption	$135,430 (+6.96%) Land $20,551 Building $114,879	$406,290 (+6.96%) Land $61,653 Building $344,637
2021	$10,761.00 Homeowner's exemption	$126,618 Land $19,214 Building $107,404	$379,854 Land $57,642 Building $322,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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