849 Curry Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 849 Curry Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,536 sqft · built 1936
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Dec 2018)
Tax Bill$5,416 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Dec 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 48.19-16-34

Property Details

APN / Parcel Number

Primary APN422800 48.19-16-34
Alternative APN
  • 280004801900160340000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area768 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address849 CURRY RD
CitySCHENECTADY
StateNY
Zip12306-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2,2-SHDM,ENCPRC 1.A-77-9
Legal Block16
Legal Lot Number34.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3024
Census Tract32700

Owner

849 Curry Rd is owned and occupied by an individual who bought it in December 2018.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address849 CURRY RD, SCHENECTADY, NY 12306-2833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Dec 18, 2018Warranty Deed, Transfer
CROWN TITLE CORPORATION
Jun 20, 2017Trustee's Deed, Foreclosure
HAIL ABSTRACT CORPORATION, HAIL ABSTRACT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2018 · Amount on File
Deed SaleDec 18, 2018 · Amount on File
Prior SaleJun 20, 2017 · Amount on File
Deed Document Number201855197
Deed Book / Page2002 / 48
Prior Transfer DateApr 6, 2017
Prior Transfer Doc0000027398
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 11, 2024
Property Address849 CURRY RD, SCHENECTADY, NY 12306-2833
Document Number0000002781
Book / Page2123 / 322
Instrument DateDec 14, 2023
Instrument202402781
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCATIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address806 VISCHER AVE, SCHENECTADY, NY 12306-3912

Transferred To (Grantee/Buyer)

NameVerified Name
Address1260 WEBSTER ST, SCHENECTADY, NY 12303-1939

Mortgage

Document Number0000002782
DateJan 11, 2024
Instrument202402782
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 18, 2018
Property Address849 CURRY RD, SCHENECTADY, NY 12306-2833
Document Number0000055197
Book / Page002002 / 000048
Instrument DateDec 4, 2018
Instrument55197
Transaction TypeTransfer
Record UpdatedJan 7, 2019
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address806 VISCHER AVE SCHENECTADY NY 123063912, SCHENECTADY, NY 12306-3912

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJun 20, 2017
Property Address849 CURRY RD, SCHENECTADY, NY 12306-2833
Document Number0000027398
Book / Page001965 / 000294
Instrument DateApr 6, 2017
Instrument27398
Transaction TypeForeclosure
Record UpdatedJul 11, 2017
Title CompanyHAIL ABSTRACT CORPORATION, HAIL ABSTRACT CORP

Transaction

AmountAmount on Record
Tax$654.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 849 Curry Rd was $5,416, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,416.00 (+1.92%)
2025$5,314.00$145,000 Land $4,000 Building $141,000$223,100 Land $6,154 Building $216,946
2023$145,000 Land $4,000 Building $141,000$190,800 Land $5,263 Building $185,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Curry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 849 Curry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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