Benzie County property record for 849 Cove Pl, Frankfort, MI 49635
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,800 (Oct 2022) |
| Tax Bill | $1,937 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-010-543-00 |
| Primary APN | 51-010-543-00 |
|---|
| Full Baths | 1 Bath |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Area | 864 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 849 COVE PL |
|---|---|
| City | FRANKFORT |
| State | MI |
| Zip | 49635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 50 FT OF N 150 FT OF LOT 13 BLK O TOWN & HARBOR FRANKFORT .174 A ML P.A. 849 COVE PLACE (GARAGE) SPLIT TO 51-010-543-01 & 5 |
| Legal Subdivision | TOWN & HARBOR FRANKFORT |
| Legal Block | O |
| Legal Lot Number | 13 |
| Jurisdiction | BENZIE MI |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 400 |
849 Cove Pl is owned and occupied by an individual who bought it in October 2022.
Source: Benzie County records, as of July 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 823 JAMES ST, FRANKFORT, MI 49635-9696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Aug 6, 2020 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 849 Cove Pl was $1,937 with a homeowner's exemption.
Source: Benzie County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Benzie County |
| Municipality | Frankfort City |
| Unified School District | Frankfort-Elberta Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 | ||
| 2025 | $1,937.00 | $100,000 | |
| 2023 | $46,000 | $92,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 849 Cove Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Cove Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKFORT serves 1,286 people · EPA ID MI0002430 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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