849 Coachway, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 849 Coachway, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,763 sqft · built 1984
Lot Size	1 acres (43,734 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Feb 2022)
Tax Bill	$10,008 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-219-90020551`

Property Details

APN / Parcel Number

Primary APN	`02-219-90020551`
Alternative APNs	`2-219-90020551` `21990020551`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,763 sqft Living Area
Gross Area	4,483 sqft
1st Floor Area	1,344 sqft
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,734 sqft
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Deck Area	350 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	21990020551
Street Address	849 COACHWAY
City	ANNAPOLIS
State	MD
Zip	21401-6477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 111 SC 12 THE DOWNS
Legal Subdivision	THE DOWNS
Legal Block	1
Legal Lot Number	111
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1018
Census Tract	702702

Owner

849 Coachway is owned and occupied by two individuals who bought it in February 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 COACHWAY, ANNAPOLIS, MD 21401-6477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 18, 2022	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 15, 2022	Re-recorded Document · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Jan 18, 2022 · Amount on File
Deed Book / Page	38360 / 466
Transfer Doc	0159990490
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	849 COACHWAY, ANNAPOLIS, MD 21401-6477
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 DEVONSHIRE LN, SEVERNA PARK, MD 21146-1017

Mortgage

Document Number	0383600495
Date	Feb 15, 2022
Book Page	38360/495

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2022
Property Address	849 COACHWAY, ANNAPOLIS, MD 21401-6477
Document Number	0382240323
Book / Page	38224 / 323
Map Reference	MB 70 FO 37
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	849 COACHWAY, ANNAPOLIS, MD 21401-6477

Mortgage

Document Number	0038224333
Date	Jan 18, 2022
Instrument	38224/333

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Mortgage

Document Number	0382240353
Date	Jan 18, 2022
Book Page	38224/353

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 15, 2022
Property Address	849 COACHWAY, ANNAPOLIS, MD 21401-6477
Document Number	0383600466
Book / Page	38360 / 466
Map Reference	MB 54 FO 10
Instrument Date	Dec 20, 2021
Record Updated	Aug 16, 2023
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	849 COACHWAY, ANNAPOLIS, MD 21401-6477

Mortgage

Document Number	0383600475
Date	Feb 15, 2022
Book Page	38360/475

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 849 Coachway was $10,008, up 6.8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$966,500 (+11.68%)	$1,168,700 (+35.05%) Land $618,900 Building $549,800
2025	$10,008.00 (+6.77%)	$865,400 Land $361,900 Building $503,500	$865,400 Land $361,900 Building $503,500
2024	$9,373.00 (+15.39%)
2023	$8,123.00 (+13.78%)	$743,933 (+8.89%)	$865,400 (+26.67%) Land $361,900 Building $503,500
2022	$7,139.00	$683,200 Land $373,900 Building $309,300	$683,200 Land $373,900 Building $309,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 Coachway in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (2003–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 Coachway is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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