849 Camp Hill Rd, Mill Spring, NC 28756 Property Records

Rutherford County property record for 849 Camp Hill Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1996
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2025)
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1623043`

Property Details

APN / Parcel Number

Primary APN	`1623043`
Alternative APN	`36057`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	24 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	36057
Street Address	849 CAMP HILL RD
City	MILL SPRING
State	NC
Zip	28756-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:0642143219820000; OFF ADROMEDA DRIVE
Legal Block	1
Legal Lot Number	6H
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2036
Census Tract	960302

Owner

Source: Rutherford County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 SWEETWATER RD, GREER, SC 29650-3034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage COUNTYBANK
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Oct 16, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 27, 2017	Warranty Deed, Transfer · Conventional Mortgage MICHAEL NADHERNY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jul 7, 2022 · Amount on Record
Deed Document Number	0020963660
Deed Book / Page	2096 / 3660
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 30, 2025
Property Address	849 CAMP HILL RD, MILL SPRING, NC 28756-9627
Document Number	0020963660
Book / Page	2096 / 3660
Map Reference	MB 353 PG 426
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6051 N OCEAN DR # DR706, DR706, HOLLYWOOD, FL 33019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SWEETWATER RD, GREER, SC 29650-3034

Mortgage

Document Number	0020963664
Date	Oct 30, 2025
Instrument	2096/3664

Lender

Name	COUNTYBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 7, 2022
Property Address	849 CAMP HILL RD, MILL SPRING, NC 28756-9627
Document Number	0020623090
Book / Page	2062 / 3090
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 GLENN ST, GREENVILLE, SC 29607-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 LIBERTY ST, HOLLYWOOD, FL 33021-4334

Mortgage

Document Number	0020623094
Date	Jul 7, 2022
Instrument	2062/3094

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 16, 2018
Property Address	849 CAMP HILL RD, LAKE LURE, NC 28746
Document Number	0020164979
Book / Page	002016 / 004979
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	849 CAMP HILL RD LAKE LURE NC 28746, LAKE LURE, NC 28746

Mortgage

Document Number	20164983
Date	Oct 16, 2018
Book Page	002016/004983

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 27, 2017
Property Address	849 CAMP HILL RD, LAKE LURE, NC 28746
Document Number	0011590192
Book / Page	001159 / 000192
Instrument Date	Sep 18, 2017
Instrument	2867
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 W GANDY BLVD #425 TAMPA FL 336112608, 425, TAMPA, FL 33611-2608

Mortgage

Document Number	12580702
Date	Sep 27, 2017
Book Page	001258/000702
Instrument	2868

Lender

Name	MICHAEL NADHERNY
Address	PO BOX 1273, INDIAN ROCKS BEACH, FL 33785-1273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 26, 2019

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (+70.68%)	$147,300 (+26.55%) Land $13,900 Building $133,400	$147,300 (+26.55%) Land $13,900 Building $133,400
2023		$116,400 Land $15,300 Building $101,100	$116,400 Land $15,300 Building $101,100
2022	$607.00
2021	$607.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (2022–2024)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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