Indian River County property record for 849 Beard Ave, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Dec 2021) |
| Tax Bill | $5,133 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-11-00001-1360-00018.0 |
| Primary APN | 31-38-11-00001-1360-00018.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,516 sqft |
| 1st Floor Area | 1,864 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Porch | Screened Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 849 BEARD AVE |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 4 BLK 136 LOT 18 PBI 5-101 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 11 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 4 |
| Legal Block | 136 |
| Legal Lot Number | 18 |
| Legal Unit | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 50807 |
849 Beard Ave is owned and occupied by two individuals who bought it in December 2021.
Source: Indian River County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 849 BEARD AVE, SEBASTIAN, FL 32958-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EXTRA CU |
| Dec 2, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| May 7, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on File |
| Deed Sale | Dec 2, 2021 · Amount on File |
| Prior Sale | Jul 25, 2007 · Amount on File |
| Deed Document Number | 202182856 |
| Deed Book / Page | 3488 / 2164 |
| Prior Transfer Date | Apr 30, 2021 |
| Prior Transfer Doc | 0034190960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 849 BEARD AVE, SEBASTIAN, FL 32958-4813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 849 BEARD AVE, SEBASTIAN, FL 32958-4813 |
| Document Number | 0036041340 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 3604/1340 |
| Instrument | 3120230010704 |
| Name | EXTRA CU |
|---|---|
| Type | Credit Union |
| Address | WARREN, MI 48092 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 2, 2021 |
| Property Address | 849 BEARD AVE, SEBASTIAN, FL 32958-4813 |
| Document Number | 0034882164 |
| Book / Page | 3488 / 2164 |
| Map Reference | MB 5 PG 100&101 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 3120210082856 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 675 W JASMINE CIRCLE #105105, 675, VERO BEACH, FL 32962 |
| Name | Verified Name |
|---|---|
| Address | 849 BEARD AVE, SEBASTIAN, FL 32958-4813 |
| Document Number | 0034882166 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 3488/2166 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 7, 2021 |
| Property Address | 849 BEARD AVE, SEBASTIAN, FL 32958-4813 |
| Document Number | 0034190960 |
| Book / Page | 3419 / 960 |
| Map Reference | MB 5 PG 100 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 3120210032951 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 849 Beard Ave was $5,133 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,133.00 Homeowner's exemption | $318,804 | $327,565 Land $57,800 Building $269,765 |
| 2023 | $4,449.00 (+4.56%) | $300,796 (+3%) | $311,178 (+6.56%) Land $49,300 Building $261,878 |
| 2022 | $4,255.00 | $292,035 Land $34,000 Building $258,035 | $292,035 Land $34,000 Building $258,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Beard Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 6 (1979–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2017 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 849 Beard Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures