849 Armel Rd, White Post, VA 22663 Property Records

Frederick County property record for 849 Armel Rd, White Post, VA 22663

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,665 sqft · built 1990
Lot Size	4.97 acres (216,493 sqft)
Owner	Individual Name on Record
Tax Bill	$2,450 (2026)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76A-115D`

Property Details

APN / Parcel Number

Primary APN	`76A-115D`
Alternative APN	`8024368`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	4,390 sqft
1st Floor Area	1,665 sqft
Basement Area	1,665 sqft
Finished Basement	1,665 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	216,493 sqft (4.97 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8024368
Street Address	849 ARMEL RD
City	WHITE POST
State	VA
Zip	22663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4.97 ACRES
Legal Subdivision	4
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1008
Census Tract	50805

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 102, WHITE POST, VA 22663-0102
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	849 ARMEL RD, WHITE POST, VA 22663
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012864
Date	Oct 21, 2022
Instrument	220012864

Lender

Name	CAPON VALLEY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,450.00 (+10.41%)	$462,300 (+16.3%) Land $126,800 Building $335,500	$462,300 (+16.3%) Land $126,800 Building $335,500
2025	$2,219.00
2023		$397,500 Land $108,300 Building $289,200	$397,500 Land $108,300 Building $289,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20