Lexington-Fayette Urban County property record for 849 Apache Trl, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1960 |
| Lot Size | 0.505 acres (22,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,500 (Jun 2019) |
| Tax Bill | $2,134 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2019 Mortgage + 3 more |
| APN | 20237900 |
| Primary APN | 20237900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 22,015 sqft (0.505 acres) |
| Lot Width | 128 ft Width |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 849 APACHE TRL |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | C-219 INDIAN HILLS UNIT 1 LOT 18; BOOK: 3676 PAGE: 116 |
| Legal Subdivision | INDIAN HILLS |
| Legal Block | D |
| Legal Lot Number | 18 |
| Legal Unit | 1 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3600 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage BANK OF THE BLUEGRASS & TRUST CO |
| Jun 17, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DITECH FIN LLC |
| Jun 17, 2019 | Deed, Transfer |
| Oct 18, 2018 | Deed of Trust, Mortgage GUARDIAN SAV BK FSB |
| Oct 18, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Oct 18, 2018 · Amount on Record |
| Deed Book / Page | 3676 / 116 |
| Transfer Doc | 2995/733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Document Number | MB11119/244 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | MB 11119/244 |
| Instrument | 202512090101 |
| Name | BANK OF THE BLUEGRASS & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 2, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009340/361 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 9340/361 |
| Name | DITECH FIN LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 17, 2019 |
| Property Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Document Number | 3676/116 |
| Book / Page | 3676 / 116 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 9200/100 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 9200/100 |
| Name | GUARDIAN SAV BK FSB |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Oct 18, 2018 |
| Property Address | 849 APACHE TRL, LEXINGTON, KY 40503-2711 |
| Document Number | 3623/325 |
| Book / Page | 3623 / 325 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,134.00 (+1.91%) | $170,600 (-) | $170,600 (-) |
| 2025 | $2,094.00 (+1.26%) | $170,600 (+1.25%) | $170,600 (+1.25%) |
| 2023 | $2,068.00 | $168,500 | $168,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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