849 2nd St, Lapeer, MI 48446 Property Records

Lapeer County property record for 849 2nd St, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,096 sqft · built 1900
Lot Size0.209 acres (9,104 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Sep 2020)
Tax Bill$1,372 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNL21-31-319-040-00

Property Details

APN / Parcel Number

Primary APNL21-31-319-040-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,096 sqft Living Area
1st Floor Area815 sqft
Basement Area815 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area9,104 sqft (0.209 acres)
Lot Dimensions125 ft deep x 73 ft wide
Garage Area768 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address849 2ND ST
CityLAPEER
StateMI
Zip48446-1427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF LAPEER MOSES ADDITION LOTS 10 & 12 BLK 2 (L=1 P=6 SEC 32, T8N-R10E)
Legal Range10E
Legal Township08N
Legal Section32
Legal SubdivisionCITY OF LAPEER MOSES ADD
Legal Block2
Legal Lot Number10,12
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group2
Census Block2015
Census Tract337500

Owner

Source: Lapeer County records · APN L21-31-319-040-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address849 2ND ST, LAPEER, MI 48446-1427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Warranty Deed, Transfer · Conventional with PMI
CAPITAL MTG FNDG
May 31, 2018Quit Claim Deed, Transfer
MICHIGAN INV TITLE INC
May 31, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Prior SaleSep 22, 2020 · Amount on Record
Prior Transfer DateMay 24, 2018
Prior Transfer Doc0029630764
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateSep 25, 2020
Property Address849 2ND ST, LAPEER, MI 48446-1427
Document Number0031310790
Book / Page003131 / 000790
Instrument DateSep 18, 2020
Transaction TypeTransfer
Record UpdatedNov 04, 2020
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,088.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 2ND ST LAPEER MI 484461427, LAPEER, MI 48446-1427

Mortgage

Document Number31310791
DateSep 25, 2020
Book Page003131/000791
Lender
NameCAPITAL MTG FNDG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 24, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAPEER MI
Recording DateMay 31, 2018
Property Address849 2ND ST, LAPEER, MI 48446-1427
Document Number0029630764
Book / Page002963 / 000764
Instrument DateMay 24, 2018
Transaction TypeTransfer
Record UpdatedAug 01, 2018
Title CompanyMICHIGAN INV TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 ROAD ST LAPEER MI 48446, LAPEER, MI 48446

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateMay 31, 2018
Property Address849 2ND ST, LAPEER, MI 48446-1427
Document Number0029630762
Book / Page2963 / 762
Instrument DateMay 24, 2018
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8202 WASHINGTON BLVD APT J, J, WASHINGTON TWP, MI 48094-3923

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,372.00 (-32.08%) Homeowner's exemption$70,100 (+6.53%)$140,200 (+6.53%)
2024$2,020.00 (+10.14%)
2023$65,800$131,600
2022$1,834.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Claims3 (2009)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2009, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on 2nd St

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