Lapeer County property record for 849 2nd St, Lapeer, MI 48446 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,096 sqft · built 1900 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Sep 2020) |
| Tax Bill | $1,372 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-31-319-040-00 |
| Primary APN | L21-31-319-040-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 815 sqft |
| Basement Area | 815 sqft |
| Flooring | Carpet |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 125 ft deep x 73 ft wide |
| Garage Area | 768 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 849 2ND ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAPEER MOSES ADDITION LOTS 10 & 12 BLK 2 (L=1 P=6 SEC 32, T8N-R10E) |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 32 |
| Legal Subdivision | CITY OF LAPEER MOSES ADD |
| Legal Block | 2 |
| Legal Lot Number | 10,12 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 337500 |
Source: Lapeer County records · APN L21-31-319-040-00
Assessment roll updated August 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 849 2ND ST, LAPEER, MI 48446-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional with PMI CAPITAL MTG FNDG |
| May 31, 2018 | Quit Claim Deed, Transfer MICHIGAN INV TITLE INC |
| May 31, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on Record |
| Deed Sale | Sep 25, 2020 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Prior Transfer Date | May 24, 2018 |
| Prior Transfer Doc | 0029630764 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 25, 2020 |
| Property Address | 849 2ND ST, LAPEER, MI 48446-1427 |
| Document Number | 0031310790 |
| Book / Page | 003131 / 000790 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 2ND ST LAPEER MI 484461427, LAPEER, MI 48446-1427 |
| Document Number | 31310791 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 003131/000791 |
| Name | CAPITAL MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 31, 2018 |
| Property Address | 849 2ND ST, LAPEER, MI 48446-1427 |
| Document Number | 0029630764 |
| Book / Page | 002963 / 000764 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2018 |
| Title Company | MICHIGAN INV TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 849 ROAD ST LAPEER MI 48446, LAPEER, MI 48446 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 31, 2018 |
| Property Address | 849 2ND ST, LAPEER, MI 48446-1427 |
| Document Number | 0029630762 |
| Book / Page | 2963 / 762 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8202 WASHINGTON BLVD APT J, J, WASHINGTON TWP, MI 48094-3923 |
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 (-32.08%) Homeowner's exemption | $70,100 (+6.53%) | $140,200 (+6.53%) |
| 2024 | $2,020.00 (+10.14%) | ||
| 2023 | $65,800 | $131,600 | |
| 2022 | $1,834.00 |
Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873375002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 3 (2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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