8488 Sheila St, El Cajon, CA 92021 Property Records

San Diego County property record for 8488 Sheila St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,373 sqft · built 2000
Lot Size	0.369 acres (16,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Mar 2021)
Tax Bill	$10,317 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388-040-38-00`

Property Details

APN / Parcel Number

Primary APN	`388-040-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,373 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	16,083 sqft (0.369 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8488 SHEILA ST
City	EL CAJON
State	CA
Zip	92021-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8 TR 014503
Legal Subdivision	COUNTY/SAN DIEGO
Legal Tract	014503
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8488 SHEILA ST, EL CAJON, CA 92021-1100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 23, 2021	Intrafamily Transfer, Transfer
Mar 15, 2021	Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Mar 15, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Jan 23, 2006 · Amount on Record
Deed Document Number	2021201328
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000805941
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8488 SHEILA ST, EL CAJON, CA 92021-1100
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8488 SHEILA ST, EL CAJON, CA 92021-1100

Mortgage

Document Number	0000061182
Date	Mar 5, 2026
Instrument	2026-0061182

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	8488 SHEILA ST, EL CAJON, CA 92021-1100
Document Number	0000805941
Instrument Date	Nov 23, 2021
Instrument	2021-0805941
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8488 SHEILA ST, EL CAJON, CA 92021-1100

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2021
Property Address	8488 SHEILA ST, EL CAJON, CA 92021-1100
Document Number	0000201327
Instrument Date	Mar 2, 2021
Instrument	2021-0201327
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8488 SHEILA ST, EL CAJON, CA 92021-1100

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2021
Property Address	8488 SHEILA ST, EL CAJON, CA 92021-1100
Document Number	0000201328
Instrument Date	Feb 24, 2021
Instrument	2021-0201328
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8488 SHEILA ST, EL CAJON, CA 92021-1100

Mortgage

Document Number	0000201329
Date	Mar 15, 2021
Instrument	2021-0201329

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,780 (+2%) Land $326,108 Building $562,672
2025	$10,317.00 (+4.33%)	$871,354 (+4.04%) Land $319,714 Building $551,640
2023	$9,889.00 (+0.67%)	$837,520 Land $307,300 Building $530,220
2022	$9,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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