8488 Reservoir Rd, Fulton, MD 20759 Property Records

Howard County property record for 8488 Reservoir Rd, Fulton, MD 20759

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,047 sqft · built 1976
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Aug 2022)
Tax Bill	$9,069 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-345103`

Property Details

APN / Parcel Number

Primary APN	`05-345103`
Alternative APNs	`5345103` `345103`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,047 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	345103
Street Address	8488 RESERVOIR RD
City	FULTON
State	MD
Zip	20759-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 5 1.065 ACRES 8488 RESERVOIR RD BEAUFORT PARK
Legal Subdivision	BEAUFORT PARK
Legal Lot Number	5
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2010
Census Tract	605106

Owner

8488 Reservoir Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8488 RESERVOIR RD, FULTON, MD 20759-9623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Dec 22, 1999 · Amount on File
Deed Book / Page	21666 / 268
Transfer Doc	0000000418
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 12, 2022
Property Address	8488 RESERVOIR RD, FULTON, MD 20759-9623
Document Number	0216660268
Book / Page	21666 / 268
Map Reference	MB 25 PL 85
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8488 RESERVOIR RD, FULTON, MD 20759-9623

Mortgage

Document Number	0021666274
Date	Aug 12, 2022
Instrument	21666/274

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 8488 Reservoir Rd was $9,069 with a homeowner's exemption, up 1.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,069.00 (+1.66%) Homeowner's exemption	$661,567 (+5.48%)	$730,300 (+16.44%) Land $366,800 Building $363,500
2025	$8,921.00 Homeowner's exemption	$627,200 Land $276,800 Building $350,400	$627,200 Land $276,800 Building $350,400
2023		$550,667	$627,200 Land $276,800 Building $350,400
2022	$5,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8488 Reservoir Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8488 Reservoir Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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