8486 Settle School Rd, Rixeyville, VA 22737 Property Records

Culpeper County property record for 8486 Settle School Rd, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2018
Lot Size	7.52 acres (327,571 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (Oct 2017)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-0-3-2D`

Property Details

APN / Parcel Number

Primary APN	`2-0-3-2D`
Alternative APN	`25038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	327,571 sqft (7.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25038
Street Address	8486 SETTLE SCHOOL RD
City	RIXEYVILLE
State	VA
Zip	22737-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PF 4/165
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1004
Census Tract	930101

Owner

Source: Culpeper County records · APN 2-0-3-2D

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Gift Deed, Transfer · Conventional Mortgage AMERICAN FINANCING
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Feb 06, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORPORATION
Jun 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORPORATION
Oct 17, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Deed Document Number	20175664
Last Transfer Date	Jul 26, 2026
Transfer Doc	0000004169
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CULPEPER VA
Recording Date	Jul 31, 2026
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Document Number	0000004169
Instrument Date	Jul 26, 2026
Instrument	20264169
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104

Mortgage

Document Number	0000004170,
Date	Jul 31, 2026
Instrument	20264170

Lender

Name	AMERICAN FINANCING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Recording Date	Apr 10, 2026
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Document Number	0000001800
Instrument Date	Mar 04, 2026
Instrument	20261800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104

Mortgage

Document Number	0000001800,
Date	Apr 10, 2026
Instrument	20261800

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Nov 01, 2051

Interest

Rate	6.11%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000458
Date	Feb 06, 2024
Instrument	240000458

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Nov 01, 2054

Interest

Rate Type	Fixed Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Transaction Type	Mortgage
Record Updated	Nov 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230003977
Date	Sep 26, 2023
Instrument	230003977

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210009578
Date	Nov 03, 2021
Instrument	210009578

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005183
Date	Jun 03, 2021
Instrument	210005183

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 17, 2017
Property Address	8486 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-3104
Document Number	170005664
Instrument Date	Oct 13, 2017
Instrument	5664
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 BROAD ST CULPEPER VA 227013840, CULPEPER, VA 22701-3840

Tax Assessment & Valuation

Source: Culpeper County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,098.00	$488,000 (+10.58%) Land $170,400 Building $317,600	$488,000 (+10.58%) Land $170,400 Building $317,600
2024	$2,098.00 (+3.4%)
2023	$2,029.00	$441,300 Land $133,900 Building $307,400	$441,300 Land $133,900 Building $307,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 25, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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