8486 Harbortowne Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 8486 Harbortowne Dr, Clarkston, MI 48348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,943 sqft · built 1987
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`U-07-11-456-003`

Property Details

APN / Parcel Number

Primary APN	`U-07-11-456-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	945 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	173 ft deep x 86 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Patio Area	348 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8486 HARBORTOWNE DR
City	CLARKSTON
State	MI
Zip	48348-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	T4N, R8E, SEC 11 HARBORTOWNE VILLAGE LOT 3
Legal Range	08E
Legal Township	04N
Legal Section	11
Legal Subdivision	HARBORTOWNE VILLAGE SUBDIVISION
Legal Lot Number	3
Jurisdiction	OAKLAND MI
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	126200

Owner

8486 Harbortowne Dr is owned and occupied by an individual who acquired it in January 2003.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	8486 HARBORTOWNE DR, CLARKSTON, MI 48348-2429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 11, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2003
Deed Sale	Jan 7, 2003
Prior Sale	Sep 17, 2001 · Amount on File
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8486 HARBORTOWNE DR, CLARKSTON, MI 48348-2429
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8486 HARBORTOWNE DR, CLARKSTON, MI 48348-2429

Mortgage

Document Number	20250150927
Date	Dec 4, 2025
Book Page	60747/619
Instrument	20250150927

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 11, 2022
Property Address	8486 HARBORTOWNE DR, CLARKSTON, MI 48348-2429
Document Number	0000456395
Book / Page	58180 / 1
Map Reference	LB 161 PG 36&37
Instrument Date	Sep 22, 2022
Instrument	456395
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5264 SPRUCEVIEW LN, 5264, FOWLERVILLE, MI 48836-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8486 HARBORTOWNE DR, CLARKSTON, MI 48348-2429

Mortgage

Document Number	0000581803
Date	Oct 11, 2022
Instrument	58180/3

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 8486 Harbortowne Dr was $2,286 with a homeowner's exemption, down 31.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Springfield Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (-31.17%) Homeowner's exemption	$178,250	$356,500
2024	$3,321.00
2023		$155,880	$311,760
2022	$2,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8486 Harbortowne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8486 Harbortowne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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