8485 Downing Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8485 Downing Rd, Birch Run, MI 48415

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,611 sqft · built 1991
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,900 (Sep 2004)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-17-1004-001`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-17-1004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Screened Porch
Porch Area	217 sqft
Deck Area	Deck Area
Patio Area	506 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8485 DOWNING RD
City	BIRCH RUN
State	MI
Zip	48415-9735
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-1
Legal Description	COM AT E 1/4 CORN TH W 2654.15 FT TO POB TH CONT W 346.18 FT TO C/L OF DIXIE HWY TH N28DEG 20MIN 20 SECONDS W 188.16 FT TH E
Legal Range	06E
Legal Township	10N
Legal Section	17
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	5
Census Block	5032
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT LAKES FCU
Apr 14, 2021	Deed of Trust, Mortgage GREAT LAKES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2004 · Amount on Record
Deed Sale	Sep 28, 2004 · Amount on Record
Prior Sale	Sep 17, 2004 · Amount on Record
Deed Document Number	20047229513
Deed Book / Page	2286 / 1340
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735

Mortgage

Document Number	0000030331
Date	Nov 29, 2022
Instrument	2022030331

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735

Mortgage

Document Number	2021030737
Date	Sep 21, 2021
Instrument	2021030737

Lender

Name	GREAT LAKES FCU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8485 DOWNING RD, BIRCH RUN, MI 48415-9735

Mortgage

Document Number	2021014287
Date	Apr 14, 2021
Instrument	2021014287

Lender

Name	GREAT LAKES FCU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,000 (+30.05%)	$264,000 (+30.05%)
2025	$1,899.00 (+18.61%) Homeowner's exemption
2023		$101,500	$203,000
2022	$1,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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