Gloucester County property record for 8485 Circle Dr, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,921 sqft · built 1977 |
| Lot Size | 0.532 acres (23,174 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,098 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16182 |
| Primary APN | 16182 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,921 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,174 sqft (0.532 acres) |
| Garage Area | 414 sqft |
| Porch | Slab |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8485 CIRCLE DR |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | SNUG HARBOR BK B LOT 9 |
| Legal Subdivision | 262 |
| Legal Lot Number | 9 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 100500 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8485 CIRCLE DR, HAYES, VA 23072-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| May 29, 2018 | Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 8485 CIRCLE DR, HAYES, VA 23072-3719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0180003036 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 180003036 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 8485 CIRCLE DR, HAYES, VA 23072-3719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0180002276 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 180002276 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,098.00 (+5.43%) | $353,740 (+10.92%) Land $91,030 Building $262,710 | $353,740 (+10.92%) Land $91,030 Building $262,710 |
| 2025 | $1,990.00 (+5.24%) | $318,910 (-) Land $91,030 Building $227,880 | $318,910 (-) Land $91,030 Building $227,880 |
| 2024 | $1,891.00 | $318,910 (-) Land $91,030 Building $227,880 | $318,910 (-) Land $91,030 Building $227,880 |
| 2023 | $1,891.00 (+12.83%) | $318,910 (+39.81%) Land $91,030 Building $227,880 | $318,910 (+39.81%) Land $91,030 Building $227,880 |
| 2022 | $1,676.00 | $228,110 Land $58,170 Building $169,940 | $228,110 Land $58,170 Building $169,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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