Montgomery County property record for 8482 Schoolgate Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,122 sqft · built 1982 |
| Lot Size | 0.188 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Jul 2019) |
| Tax Bill | $2,590 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-00601-0030 |
| Primary APN | P70-00601-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 1,386 sqft |
| 1st Floor Area | 1,122 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.188 acres) |
| Lot Dimensions | 125 ft deep x 78 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Utility Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8482 SCHOOLGATE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13735 H C HUBER #59 SEC 1 |
| Legal Subdivision | H C HUBER #59 |
| Legal Lot Number | 30 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 100102 |
8482 Schoolgate Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Montgomery County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION |
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Dec 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 31, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on File |
| Deed Sale | Jul 31, 2019 · Amount on File |
| Prior Sale | Mar 8, 1995 |
| Deed Document Number | 201940286 |
| Prior Transfer Date | Apr 24, 2003 |
| Prior Transfer Doc | 0000069365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 10, 2026 |
| Property Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Document Number | 0000047006 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202647006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Document Number | 0000047006, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202647006 |
| Name | WRIGHT-PATT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 25, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Document Number | 0000061503 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 202300061503 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000077125 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 202200077125 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 31, 2019 |
| Property Address | 8482 SCHOOLGATE DR, DAYTON, OH 45424-1145 |
| Document Number | 0000040286 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 40286 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8482 SCHOOLGATE DR HUBER HEIGHTS OH 454241145, HUBER HEIGHTS, OH 45424-1145 |
| Document Number | 40287 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 40287 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
The 2025 property tax bill for 8482 Schoolgate Dr was $2,590.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,590.00 | $48,970 Land $12,740 Building $36,230 | $139,920 Land $36,400 Building $103,520 |
| 2024 | $2,590.00 (+3.56%) | ||
| 2023 | $2,501.00 (+9.31%) | $48,970 (+39.99%) Land $12,740 Building $36,230 | $139,920 Land $36,400 Building $103,520 |
| 2022 | $2,288.00 | $34,980 Land $9,100 Building $25,880 | |
| 2020 | $99,940 Land $26,000 Building $73,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8482 Schoolgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8482 Schoolgate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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