8482 Rugby Rd, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 8482 Rugby Rd, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1956
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$285,500 (Apr 2022)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-752-28281500`

Property Details

APN / Parcel Number

Primary APN	`03-752-28281500`
Alternative APNs	`3-752-28281500` `75228281500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Porch	Open Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	75228281500
Street Address	8482 RUGBY RD
City	PASADENA
State	MD
Zip	21122-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 10 TO 13 SC 26 SUNSET BEACH
Legal Subdivision	SUNSET BEACH
Legal Block	3
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	3
Census Block	3017
Census Tract	731309

Owner

8482 Rugby Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Anne Arundel County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8482 RUGBY RD, PASADENA, MD 21122-2751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CONNECT
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 19, 2022	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Dec 23, 2015 · Amount on File
Deed Book / Page	38623 / 352
Transfer Doc	0000015826
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 13, 2026
Property Address	8482 RUGBY RD, PASADENA, MD 21122-2751
Document Number	4225000176
Book / Page	42257 / 176
Instrument Date	Mar 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8482 RUGBY RD, PASADENA, MD 21122-2751

Mortgage

Document Number	4225000176,
Date	Apr 13, 2026
Book Page	42257/176

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8482 RUGBY RD, PASADENA, MD 21122-2751
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8482 RUGBY RD, PASADENA, MD 21122-2751

Mortgage

Document Number	0400860483
Date	Nov 29, 2023
Book Page	40086/483

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8482 RUGBY RD, PASADENA, MD 21122-2751
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8482 RUGBY RD, PASADENA, MD 21122-2751

Mortgage

Document Number	0396470141
Date	May 11, 2023
Book Page	39647/141

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	May 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	8482 RUGBY RD, PASADENA, MD 21122-2751
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8482 RUGBY RD, PASADENA, MD 21122-2751

Mortgage

Document Number	0364230194
Date	Mar 26, 2021
Book Page	36423/194

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2046

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 19, 2022
Property Address	8482 RUGBY RD, PASADENA, MD 21122-2751
Document Number	0386230352
Book / Page	38623 / 352
Map Reference	MB 9 FO 20
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,568.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8482 RUGBY RD, PASADENA, MD 21122-2751

Mortgage

Document Number	0038623359
Date	Apr 19, 2022
Instrument	38623/359

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 8482 Rugby Rd was $3,551, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,533 (+2.36%)	$291,100 (-) Land $159,000 Building $132,100
2025	$3,551.00 (+2.22%)	$277,967	$291,100 Land $159,000 Building $132,100
2024	$3,474.00 (+18.65%)
2023	$2,928.00	$268,133	$271,400 Land $159,000 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8482 Rugby Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8482 Rugby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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