Onondaga County and Clay Town property record for 8481 Morgan Rd, Clay, NY 13041
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,620 sqft · built 1843 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Mar 2026) |
| Tax Bill | $5,561 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 312489 058.-09-55.0 |
| Primary APN | 312489 058.-09-55.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,620 sqft Living Area |
| 1st Floor Area | 1,936 sqft |
| 2nd Floor Area | 1,684 sqft |
| Year Built | Built 1843 |
|---|---|
| Effective Year Built | Effective 1843 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 78,844 sqft (1.81 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 271 sqft |
| Patio Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8481 MORGAN RD |
|---|---|
| City | CLAY |
| State | NY |
| Zip | 13041-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | FL 36 1159058 |
| Legal Block | 9 |
| Legal Lot Number | 55.000 |
| Jurisdiction | ONONDAGA NY |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11232 |
8481 Morgan Rd is owned by a company that bought it in March 2026.
Source: Onondaga County and Clay Town records, as of July 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 308 S SALINA ST, SYRACUSE, NY 13202-1602 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage BPL MORTGAGE TRUST LLC |
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit EDGE FEDERAL CREDIT UNION |
| Mar 26, 2026 | Deed, Transfer BPL MORTGAGE LLC |
| Apr 22, 2026 | Deed of Trust · Construction Mortgage PDL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on File |
| Deed Sale | Mar 26, 2026 · Amount on File |
| Deed Document Number | 20269832 |
| Prior Transfer Date | Nov 12, 1998 |
| Prior Transfer Doc | 4281000171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Jul 1, 2026 |
| Property Address | 8481 MORGAN RD, CLAY, NY 13041-9662 |
| Document Number | 0000020834 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202620834 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020834, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202620834 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Property Address | 8481 MORGAN RD, CLAY, NY 13041-9662 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2023000027435 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 20230-00027435 |
| Name | EDGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Mar 26, 2026 |
| Property Address | 8481 MORGAN RD, CLAY, NY 13041-9662 |
| Document Number | 202600009832 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026-00009832 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 S SALINA ST, SYRACUSE, NY 13202-1602 |
| Investor | Possibly a Property Investor |
| Document Number | 202600009833 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 2026-00009833 |
| Name | BPL MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Apr 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONONDAGA NY |
| Recording Date | Apr 22, 2026 |
| Property Address | 8481 MORGAN RD, CLAY, NY 13041-9662 |
| Document Number | 202600012781 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 202612781 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000012781, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202612781 |
| Name | PDL MORTGAGE LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2027 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 8481 Morgan Rd was $5,561.
Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Onondaga County |
| County Subdivision | Clay Town |
| Unified School District | Liverpool Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,561.00 | $5,000 (-) Land $1,500 Building $3,500 | $208,333 (+14.58%) Land $62,500 Building $145,833 |
| 2024 | $5,000 (-) Land $1,500 Building $3,500 | $181,818 (+8.36%) Land $54,545 Building $127,273 | |
| 2023 | $5,000 Land $1,500 Building $3,500 | $167,785 Land $50,335 Building $117,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8481 Morgan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8481 Morgan Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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