8481 Brandy Oak Ct, Mobile, AL 36695 Property Records

Mobile County property record for 8481 Brandy Oak Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2003
Lot Size	0.14 acres (6,137 sqft)
Owner	Individual Name on Record
Tax Bill	$686 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022707363000046090`

Property Details

APN / Parcel Number

Primary APN	`R022707363000046090`
Alternative APNs	`27 07 36 3 000 046.090` `03013456` `3013456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,137 sqft (0.14 acres)
Porch	Slab
Porch Area	182 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3013456
Street Address	8481 BRANDY OAK CT
City	MOBILE
State	AL
Zip	36695-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 129 OAK FOREST PHASE 4 MBK 84/101 #SEC 36 T4S R3W #MP27 07 36 3 000
Legal Range	04S
Legal Township	04S
Legal Section	36
Legal Subdivision	OAK FOREST PHASE 4
Legal Phase	4
Legal Lot Number	129
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	2
Census Block	2002
Census Tract	6408

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8481 BRANDY OAK CT, MOBILE, AL 36695-7314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2018	Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2001
Deed Sale	Nov 5, 2001
Deed Document Number	200181471
Deed Book / Page	5061 / 486
Last Transfer Date	Dec 17, 2002
Transfer Doc	0000023127
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	8481 BRANDY OAK CT, MOBILE, AL 36695-7314
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014355
Date	Feb 24, 2022
Instrument	2022014355

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	8481 BRANDY OAK CT, MOBILE, AL 36695-7314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024663
Date	Apr 24, 2020
Instrument	2020024663

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 2, 2018
Property Address	8481 BRANDY OAK CT, MOBILE, AL 36695-7314
Document Number	0000017890
Book / Page	007620 / 001189
Instrument Date	Mar 28, 2018
Instrument	17890
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	CRANE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8481 BRANDY OAK CT MOBILE AL 366957314, MOBILE, AL 36695-7314

Mortgage

Document Number	17891
Date	Apr 2, 2018
Book Page	007620/001191
Instrument	17891

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$16,520 (+6.37%) Land $3,000 Building $13,520	$165,200 (+6.37%) Land $30,000 Building $135,200
2024	$686.00 (+20.77%) Homeowner's exemption	$15,530 (+18.64%) Land $2,800 Building $12,730	$155,300 (+18.64%) Land $28,000 Building $127,300
2023	$568.00 Homeowner's exemption	$13,090 Land $2,820 Building $10,270	$130,900 Land $28,200 Building $102,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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