8481 Arborcrest Dr, Cincinnati, OH 45236 Property Records

Hamilton County property record for 8481 Arborcrest Dr, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,542 sqft · built 1955
Lot Size	1 acres (43,821 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,981 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`526-0120-0118-00`

Property Details

APN / Parcel Number

Primary APN	`526-0120-0118-00`
Alternative APN	`91618675`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,542 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	2,042 sqft
Basement Area	1,658 sqft
Finished Basement	1,500 sqft
Unfinished Basement	158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,821 sqft (1 acres)
Lot Dimensions	290 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8481 ARBORCREST DR
City	CINCINNATI
State	OH
Zip	45236-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBORCREST DR 180 X 289.97 IRR LOT 31 ARBORCREST 4TH SUB
Legal Subdivision	ARBORCREST 4TH SUB
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	1
Census Block	1000
Census Tract	23300

Owner

Source: Hamilton County records · APN 526-0120-0118-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8481 ARBORCREST DR, CINCINNATI, OH 45236-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 07, 2013
Transfer Doc	0000000206
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 01, 2022
Property Address	8481 ARBORCREST DR, CINCINNATI, OH 45236-1405
Document Number	0000065270
Book / Page	14700 / 2643
Map Reference	MB 3 PG 5&6
Instrument Date	Jun 24, 2022
Instrument	2022-0065270
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CAMBRIDGE LAND TITLE AGENCY INC, CAMBRIDGE LAND TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8481 ARBORCREST DR, CINCINNATI, OH 45236-1405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065271
Date	Jul 01, 2022
Instrument	2022-0065271

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 01, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,981.00 (+3.14%)	$182,000 (-) Land $27,524 Building $154,476	$520,000 (-) Land $78,640 Building $441,360
2024	$10,647.00 (-2.2%)	$182,000 (-) Land $27,524 Building $154,476
2023	$10,886.00 (+16.06%)	$182,000 (+33.91%) Land $27,524 Building $154,476	$520,000 (+33.91%) Land $78,640 Building $441,360
2022	$9,380.00 Homeowner's exemption	$135,916 Land $22,215 Building $113,701
2020			$388,330 Land $63,470 Building $324,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2014)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.