8481 Annapolis Dr, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8481 Annapolis Dr, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,347 sqft · built 2022
Lot Size	0.491 acres (21,414 sqft)
Owner	Individual Name on Record
Last Sale	$811,043 (Dec 2022)
Tax Bill	$9,053 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86224-22-006`

Property Details

APN / Parcel Number

Primary APN	`86224-22-006`
Alternative APN	`R1669323`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,347 sqft Living Area
Basement Area	1,154 sqft
Finished Basement	1,033 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,414 sqft (0.491 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1669323
Street Address	8481 ANNAPOLIS DR
City	WINDSOR
State	CO
Zip	80528-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 13, SHUTTS SUB THIRD FILING, WIN (20180072918)
Legal Quarter	SE
Legal Subdivision	SHUTTS SUB 3RD FILING (COUNTRY FARMS)
Legal Block	13
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3012
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Construction Mortgage POINTS WEST COMMUNITY BANK
Dec 27, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 13, 2021	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY
May 8, 2020	Loan Modification, Mortgage POINTS W CMNTY BK
Aug 20, 2019	Loan Modification, Mortgage POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Dec 13, 2021
Deed Document Number	20220073778
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047379
Date	Jul 28, 2022
Instrument	20220047379

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2023

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 27, 2022
Property Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Document Number	0000073778
Instrument Date	Dec 23, 2022
Instrument	20220073778
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603

Mortgage

Document Number	0000073779
Date	Dec 27, 2022
Instrument	20220073779

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 13, 2021
Property Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Document Number	0000112485
Instrument Date	Dec 10, 2021
Instrument	20210112485
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6431 N FAIRGROUNDS AVE #100 # 100, 100, WINDSOR, CO 80550

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Document Number	0000034596
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000034596
Date	May 18, 2020
Instrument	34596

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Aug 20, 2019
Property Address	8481 ANNAPOLIS DR, WINDSOR, CO 80528-8603
Instrument Date	May 7, 2019
Instrument	48897
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000048897
Date	Aug 20, 2019
Instrument	48897

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2020

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,053.00 (+17.54%)	$55,919 (+1.56%) Land $13,094 Building $42,825	$894,700 (+8.87%) Land $209,500 Building $685,200
2023	$7,702.00 (+234%)	$55,060 (+258.91%) Land $13,815 Building $41,245	$821,800 (+1,453.5%) Land $206,200 Building $615,600
2022	$2,306.00	$15,341 Land $15,341	$52,900 Land $52,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Loveland Pulse, TDS Telecom.

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