8481 79th St S, Cottage Grove, MN 55016 Property Records

Washington County property record for 8481 79th St S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,086 sqft · built 1971
Lot Size	0.252 acres (10,981 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Oct 2015)
Tax Bill	$4,358 (2026)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-027-21-34-0018`

Property Details

APN / Parcel Number

Primary APN	`09-027-21-34-0018`
Alternative APN	`282202720`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,086 sqft Living Area
Basement Area	1,050 sqft
Finished Basement	881 sqft
Unfinished Basement	169 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,981 sqft (0.252 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8481 79TH ST S
City	COTTAGE GROVE
State	MN
Zip	55016-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PINETREE POND 1ST ADD LOT 17 BLOCK 1 SUBDIVISIONCD 28220
Legal Range	21W
Legal Township	27N
Legal Section	09
Legal Subdivision	PINETREE POND 1ST ADD
Legal Block	1
Legal Lot Number	17
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	5
Census Block	5001
Census Tract	71207

Owner

8481 79th St S is owned and occupied by an individual who bought it in October 2015.

Source: Washington County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8481 79TH ST S, COTTAGE GROVE, MN 55016-2036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Aug 5, 2014 · Amount on File
Deed Document Number	20154044969
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Recording Date	Aug 7, 2026
Property Address	8481 79TH ST S, COTTAGE GROVE, MN 55016-2036
Document Number	0004516415
Instrument Date	Jul 20, 2026
Instrument	20264516415
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8481 79TH ST S, COTTAGE GROVE, MN 55016-2036

Mortgage

Document Number	0004516415,
Date	Aug 7, 2026
Instrument	20264516415

Lender

Name	LAKE AREA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 8481 79th St S was $4,358 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,358.00 Homeowner's exemption
2025		$342,300 (+5.36%) Land $120,000 Building $222,300	$342,300 (+5.36%) Land $120,000 Building $222,300
2024		$324,900 Land $105,000 Building $219,900	$324,900 Land $105,000 Building $219,900
2023	$3,842.00
2022		$305,800 Land $102,200 Building $203,600	$305,800 Land $102,200 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8481 79th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8481 79th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Southeast MN Wifi.

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