8480 Jane Lowe Rd, Wittman, MD 21676 Property Records

Talbot County property record for 8480 Jane Lowe Rd, Wittman, MD 21676

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,180 sqft · built 1900
Lot Size	1.79 acres (78,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Nov 2023)
Tax Bill	$5,544 (2026)
Deeds & Mortgages	Nov 2023 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-198275`

Property Details

APN / Parcel Number

Primary APN	`05-198275`
Alternative APNs	`05182670` `198275`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,180 sqft Total Area
Utility Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	78,234 sqft (1.79 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,152 sqft
Porch	Slab
Porch Area	500 sqft
Patio Area	918 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Water Source	Commercial

Location & Zoning

Account Number	198275
Street Address	8480 JANE LOWE RD
City	WITTMAN
State	MD
Zip	21676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1.796 AC S/S LOWES LN NR WITTMAN
Legal Subdivision	LOWE JANE B LANDS
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1035
Census Tract	960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 E CUSTIS AVE, ALEXANDRIA, VA 22301-1201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed, Transfer NOT AVAILABLE, VENTURE TITLE COMPANY LLC
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SACHS STEWART D FAMILY TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Book / Page	3085 / 152
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 17, 2023
Property Address	8480 JANE LOWE RD, WITTMAN, MD 21676
Document Number	0030850152
Book / Page	3085 / 152
Instrument Date	Nov 10, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E CUSTIS AVE, ALEXANDRIA, VA 22301-1201

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	8480 JANE LOWE RD, WITTMAN, MD 21676
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	TALBOT SETTLEMENT AND ESCROW LLC, TALBOT STLMT & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8480 JANE LOWE RD, WITTMAN, MD 21676

Mortgage

Document Number	0029420386
Date	Jan 26, 2022
Book Page	2942/386

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	8480 JANE LOWE RD, WITTMAN, MD 21676
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028620185
Date	Jun 21, 2021
Book Page	2862/185

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	May 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	8480 JANE LOWE RD, WITTMAN, MD 21676
Document Number	0027240003
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	TALBOT SETTLEMENT AND ESCROW LLC, TALBOT SETTLEMENT & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 W ROGERS AVE BALTIMORE MD 212094553, BALTIMORE, MD 21209-4553

Mortgage

Document Number	0027240003
Date	Jul 14, 2020
Book Page	002724/000003

Lender

Name	SACHS STEWART D FAMILY TR (PT)
Address	20 NEW PLANT CT, OWINGS MILLS, MD 21117-3525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,544.00 (+21.34%)	$569,500 (+18.85%)	$764,900 (+51.86%) Land $389,400 Building $375,500
2025	$4,569.00 (+11.49%)
2023	$4,098.00	$479,167	$503,700 Land $351,100 Building $152,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Breezeline Cable	250 / 20

May also be available: Easton Velocity.

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