848 Westminster Dr, Lancaster, PA 17601 Property Records

Lancaster County property record for 848 Westminster Dr, Lancaster, PA 17601

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,165 sqft · built 1987
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$434,900 (Apr 2017)
Tax Bill	$8,055 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`290-08416-0-0000`

Property Details

APN / Parcel Number

Primary APN	`290-08416-0-0000`
Alternative APN	`29012H2 1 28`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
Gross Area	5,326 sqft
1st Floor Area	1,649 sqft
Upper Floors Area	1,527 sqft
Basement Area	1,391 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	224 sqft
Deck Area	98 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	848 WESTMINSTER DR
City	LANCASTER
State	PA
Zip	17601-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	848 WESTMINSTER DR
Legal Subdivision	SCHOOL LANE HILLS ESTATES PH I FI
Legal Lot Number	28
Jurisdiction	LANCASTER PA
Township / Civil Division	EAST HEMPFIELD
Census Block Group	1
Census Block	1029
Census Tract	11704

Owner

848 Westminster Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CAPITAL FCU
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Apr 24, 2017	Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Deed Document Number	20176329203
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006758068
Date	Oct 20, 2023
Instrument	6758068

Lender

Name	FIRST CAPITAL FCU
Type	Credit Union
Address	YORK, PA 17404

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451

Mortgage

Document Number	0006633493
Date	Sep 22, 2021
Instrument	6633493

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006605940
Date	May 28, 2021
Instrument	6605940

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006497497
Date	Dec 18, 2019
Instrument	6497497

Lender

Name	FULTON BANK NA
Type	Bank
Address	EAST PETERSBURG, PA 17520

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Apr 24, 2017
Property Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451
Document Number	0006329203
Map Reference	MB J VOL 146 PG 40
Instrument Date	Apr 21, 2017
Instrument	6329203
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,349.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 WESTMINSTER DR, LANCASTER, PA 17601-1451

Mortgage

Document Number	, 6329204
Date	Apr 24, 2017
Instrument	6329204

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 848 Westminster Dr was $8,055 with a homeowner's exemption, up 4% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	East Hempfield Township
Unified School District	Hempfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,400 Land $101,800 Building $260,600	$362,400 Land $101,800 Building $260,600
2025	$8,055.00 (+4.04%)
2024	$7,742.00	$358,300 Land $101,800 Building $256,500
2018			$358,300 Land $101,800 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 848 Westminster Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 848 Westminster Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST HEMPFIELD WATER AUTH serves 20,988 people · EPA ID PA7360063
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Feb 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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