848 Topaz Ct, Mascoutah, IL 62258 Property Records

St. Clair County property record for 848 Topaz Ct, Mascoutah, IL 62258

Property Summary

Property Type	Duplex
Details	810 sqft · built 2012
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Feb 2020)
Tax Bill	$5,249 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2020 Sale & Line of Credit
APN	`10-29-0-316-019`

Property Details

APN / Parcel Number

Primary APN	`10-29-0-316-019`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	810 sqft Living Area
Upper Floors Area	33 sqft
Basement Area	810 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	848 TOPAZ CT
City	MASCOUTAH
State	IL
Zip	62258-2955
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 6 A02642734
Legal Subdivision	CROWN POINTE
Legal Block	316
Legal Lot Number	6
Jurisdiction	ST CLAIR IL
Township / Civil Division	MASCOUTAH
Census Block Group	1
Census Block	1106
Census Tract	504357

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	848 TOPAZ CT, MASCOUTAH, IL 62258-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BK
Feb 19, 2020	Warranty Deed, Construction Loan · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	20202642734
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	848 TOPAZ CT, MASCOUTAH, IL 62258-2955
Document Number	00A2652005
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 TOPAZ CT MASCOUTAH IL 622582955, MASCOUTAH, IL 62258-2955

Mortgage

Document Number	00A2652005
Date	May 26, 2020
Instrument	2652005

Lender

Name	CARROLLTON BK
Type	Bank
Address	O'FALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 19, 2020
Property Address	848 TOPAZ CT, MASCOUTAH, IL 62258-2955
Document Number	00A2642734
Instrument Date	Feb 18, 2020
Instrument	2642734
Transaction Type	Construction Loan
Record Updated	Mar 9, 2020
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN AND COUNTRY TITLE

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	848 TOPAZ CT MASCOUTAH IL 622582955, MASCOUTAH, IL 62258-2955

Mortgage

Document Number	A2642735
Date	Feb 19, 2020
Instrument	2642735

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269-2085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 18, 2021

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Mascoutah Township
Municipality	Mascoutah City
Unified School District	Mascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,249.00 (+14.18%)	$75,044 (+29.34%) Land $6,090 Building $68,954	$225,132 (+29.34%) Land $18,270 Building $206,862
2022	$4,597.00 (+8.96%) Homeowner's exemption	$58,020 (+2.66%) Land $4,709 Building $53,311	$174,060 (+2.66%) Land $14,127 Building $159,933
2021		$56,514 Land $4,561 Building $51,953	$169,542 Land $13,683 Building $155,859
2019	$4,219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOUTAH serves 8,759 people · EPA ID IL1630800
Water Source	Purchased surface water from S L M WATER COMMISSION
Last State Inspection	Jan 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: ClearWave, Verizon.

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