848 Summerhill Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 848 Summerhill Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,986 sqft · built 1986
Lot Size	0.98 acres (4,280 sqft)
Owner	2 Company Names on Record
Last Sale	$670,000 (Feb 2006)
Tax Bill	$10,550 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`257-451-49-00`

Property Details

APN / Parcel Number

Primary APN	`257-451-49-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,280 sqft (0.98 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	848 SUMMERHILL CT
City	ENCINITAS
State	CA
Zip	92024-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 49 TR 011041
Legal Subdivision	ENCINITAS 4421
Legal Tract	011041
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	17107

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14760 BLUE DRAKE LN, PRATHER, CA 93651-9628
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 4, 2023	Intrafamily Transfer, Transfer
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 7, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2006 · Amount on Record
Deed Sale	Feb 2, 2006 · Amount on Record
Prior Sale	Jan 13, 1989 · Amount on Record
Deed Document Number	200680135
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000333665
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14760 BLUE DRAKE LN, PRATHER, CA 93651-9628

Mortgage

Document Number	0000322836
Date	Nov 20, 2023
Instrument	2023-0322836

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2023
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Document Number	0000333665
Map Reference	MAP 11041
Instrument Date	Nov 15, 2023
Instrument	2023-0333665
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14760 BLUE DRAKE LN, PRATHER, CA 93651-9628

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28751, FRESNO, CA 93729

Mortgage

Document Number	0000063287
Date	Feb 10, 2022
Instrument	2022-0063287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 28751, FRESNO, CA 93729

Mortgage

Document Number	0000023264
Date	Jan 12, 2021
Instrument	2021-0023264

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	GILBERT, AZ 85295

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Document Number	0000188031
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14760 BLUE DRAKE LN PRATHER CA 936519628, PRATHER, CA 93651-9628

Mortgage

Document Number	0000188031
Date	Apr 14, 2020
Instrument	188031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Document Number	0000083011
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 W GOSHEN AVE CLOVIS CA 936117128, CLOVIS, CA 93611-7128

Mortgage

Document Number	0000083011
Date	Mar 7, 2019
Instrument	83011

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2019
Property Address	848 SUMMERHILL CT, ENCINITAS, CA 92024-5450
Document Number	0000083010
Instrument Date	Mar 6, 2019
Instrument	83010
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 SUMMERHILL CT ENCINITAS CA 920245450, ENCINITAS, CA 92024-5450

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$933,848 (+2%) Land $710,842 Building $223,006
2025	$10,550.00 (+7.03%)	$915,538 (+4.04%) Land $696,904 Building $218,634
2023	$9,857.00 (+2.36%)	$879,990 Land $669,844 Building $210,146
2022	$9,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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