848 Sherman St, Sturgis, SD 57785 Property Records

Meade County property record for 848 Sherman St, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1914
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01.60.01.09`

Property Details

APN / Parcel Number

Primary APN	`01.60.01.09`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	9,360 sqft (0.215 acres)

Location & Zoning

Street Address	848 SHERMAN ST
City	STURGIS
State	SD
Zip	57785-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FT MEADE ADD W2 LOT 8, ALL LOTS 9,10 BLK 1 ASSESSED EQUALIZED LOCAL COUNTY STATE EXEMPT ACRES UNITS VALUE VALUE BOARD BOARD B
Legal Subdivision	FT MEADE ADD
Legal Block	1
Legal Lot Number	8-10
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2000
Census Tract	20402

Owner

Source: Meade County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	511 LARK SPUR WAY, LAS CRUCES, NM 88007-4989
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 20, 2010
Transfer Doc	00787/1978
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	848 SHERMAN ST, STURGIS, SD 57785-2143
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	948/146
Date	Jun 16, 2021
Book Page	948/146
Instrument	21004579

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	848 SHERMAN ST, STURGIS, SD 57785-2143
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	947/210
Date	May 24, 2021
Book Page	947/210
Instrument	21003978

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	848 SHERMAN ST, STURGIS, SD 57785-2143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	902/1915
Date	Jun 29, 2018
Book Page	902/1915
Instrument	18003739

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,322.00 (+9.42%) Additional exemption filed	$247,560 (+8.24%) Land $40,154 Building $207,406	$247,560 Land $40,154 Building $207,406
2024	$3,036.00 (-3.4%)
2023		$228,705 Land $40,154 Building $188,551
2022	$3,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clarity Telecom Fiber · Cable	5,000 / 5,000
Midcontinent Communications Cable	1,250 / 60
BHT Investment Holdings Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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